# 微众银行 vs 鲨鱼记账本Pro

The clearest difference is price: 微众银行 at Free against 鲨鱼记账本Pro's $3.99. 微众银行 also leads on in-app purchases (none vs 10) and update cadence (every 2 weeks vs every 6 weeks). 鲨鱼记账本Pro's advantage is rating (4.8 vs 3.0) and review sentiment (92% vs 55%). On ads, device support and iOS requirement there is nothing between them.

微众银行 is free to download; 鲨鱼记账本Pro costs $3.99 up front. 鲨鱼记账本Pro sells 10 one-off in-app purchases. 微众银行 asks for nothing beyond the download.

鲨鱼记账本Pro holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: 鲨鱼记账本Pro has 318 ratings behind it against 43, so its average is the more settled of the two. Written reviews point the same way: 55% of 微众银行's written reviews are positive against 92% of 鲨鱼记账本Pro's.

微众银行 ships an update every 2 weeks, 鲨鱼记账本Pro every 6 weeks. Both last shipped on October 26, 2026.

## The numbers

| Metric | 微众银行 | 鲨鱼记账本Pro |
| --- | --- | --- |
| Price | **Free** | $3.99 |
| Rating | [3.0 (43 ratings)](https://appshunter.io/ios/app/id994103968/reviews) | **[4.8 (318 ratings)](https://appshunter.io/ios/app/pro/id1163515895/reviews)** |
| Number of ratings | 43 | **318** |
| Positive reviews | 54.5% of reviews | **92.1% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 6 weeks |
| Monetization | **Free** | Paid |
| Best chart rank | — | **#71** |
| Size | 148 MB | 60 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [WeBank Co., Ltd.](https://appshunter.io/developer/994103967) | [Beijing Shark Pioneer Network Technology Co.,Ltd](https://appshunter.io/developer/1079713423) |

## What reviewers say

### 微众银行

[App page](https://appshunter.io/ios/app/id994103968)

This digital bank offers a comprehensive suite of financial services including deposits, investment management, and flexible fund transfers. It provides secure, online-only banking with features like quick account opening and 24/7 customer support.

**Highlights:** Online account opening, Investment and wealth management, Flexible fund management, Fixed-term deposits, Fund investment options, Automated financial planning, 24/7 customer service

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### 鲨鱼记账本Pro

[App page](https://appshunter.io/ios/app/pro/id1163515895)

**Currently charting:** #71 Top Paid · Finance (US App Store)

Effortlessly track your spending with a minimalist interface that allows for quick entries. Analyze your financial habits through clear charts and set budgets to gain precise control over your expenses. Securely sync your data and receive reminders to ensure you never miss a transaction.

**Highlights:** 3-second expense logging, Visual spending trend analysis, Cloud data synchronization, Smart note suggestions, Customizable reminders, Budget management, Expense categorization

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 6财富币 | $0.99 | one-time |
| 68财富币 | $9.99 | one-time |
| 88财富币 | $12.99 | one-time |
| 98财富币 | $14.99 | one-time |
| 128财富币 | $19.99 | one-time |
| 168财富币 | $24.99 | one-time |
| 198财富币 | $29.99 | one-time |
| 898财富币 | $129.99 | one-time |
| 1598财富币 | $229.99 | one-time |
| 1998财富币 | $299.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Convenient for quick logging
- 💡 Helpful budgeting features
- 📊 Clear visual reports

**What reviewers complain about**

- 🐛 Inability to edit/delete past entries
- 💰 Lack of multi-currency support
- 📱 No Apple Watch integration
- 🔒 Mandatory login to use the app

**Reported bugs**

- Syncing issues between devices
- Occasional app crashes

**Requested features**

- Add multi-currency support
- Implement Apple Watch app
- Allow editing/deleting of past entries
- Provide option to set custom monthly start dates


## Frequently asked questions

### Is 微众银行 free?

微众银行 is free to download, with no in-app purchases.

### Is 鲨鱼记账本Pro free?

鲨鱼记账本Pro costs $3.99, and also offers in-app purchases.

### Which has better reviews, 微众银行 or 鲨鱼记账本Pro?

鲨鱼记账本Pro is rated higher. 微众银行 averages 3.0 out of 5 from 43 ratings, while 鲨鱼记账本Pro averages 4.8 from 318 ratings.

### Do 微众银行 or 鲨鱼记账本Pro have ads?

Neither 微众银行 nor 鲨鱼记账本Pro shows ads.

### Which is updated more often, 微众银行 or 鲨鱼记账本Pro?

微众银行 ships an update every 2 weeks, and 鲨鱼记账本Pro every 6 weeks. Most recently, 微众银行 was updated on October 26, 2026 and 鲨鱼记账本Pro on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*