# ERGO Lietuva vs KREDA

The clearest difference is update cadence: KREDA at every 5 weeks against ERGO Lietuva's every 5 months. ERGO Lietuva's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ERGO Lietuva ships an update every 5 months, KREDA every 5 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | ERGO Lietuva | KREDA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/ergo-lietuva/id994280972/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 5 weeks** |
| Monetization | Free | — |
| Size | 24 MB | 50 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ERGO Insurance SE Latvijas filiāle](https://appshunter.io/developer/926853776) | [JUNGTINE CENTRINE KREDITO UNIJA](https://appshunter.io/developer/1615550314) |

## What reviewers say

### ERGO Lietuva

[App page](https://appshunter.io/ios/app/ergo-lietuva/id994280972)

Easily file health insurance claims and track your expenses. Access reports on your insurance usage and current balance. Promotes a healthy lifestyle at work with daily tips and activities.

**Highlights:** File health insurance claims, Photograph medical expense documents, View health insurance usage reports, Check current insurance balance, Promote healthy lifestyle at work, Receive health tips and activities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### KREDA

[App page](https://appshunter.io/ios/app/kreda/id1615551008)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ERGO Lietuva free?

ERGO Lietuva is free to download, with no in-app purchases.

### Is KREDA free?

KREDA is free to download, with no in-app purchases.

### Do ERGO Lietuva or KREDA have ads?

Neither ERGO Lietuva nor KREDA shows ads.

### Which is updated more often, ERGO Lietuva or KREDA?

ERGO Lietuva ships an update every 5 months, and KREDA every 5 weeks. Most recently, ERGO Lietuva was updated on November 6, 2026 and KREDA on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*