# LOC Mobile vs PSCUnow Mobile Banking

The clearest difference is review sentiment: LOC Mobile at 89% against PSCUnow Mobile Banking's 12%. LOC Mobile also leads on rating (4.8 vs 2.6) and ratings volume (4.1K vs 42). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LOC Mobile holds the better App Store score, 4.8 against 2.6. That said, the two scores are not equally well evidenced: LOC Mobile has 4.1K ratings behind it against 42, so its average is the more settled of the two. Written reviews point the same way: 89% of LOC Mobile's written reviews are positive against 12% of PSCUnow Mobile Banking's.

LOC Mobile ships an update monthly, PSCUnow Mobile Banking every 3 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | LOC Mobile | PSCUnow Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.1K ratings)](https://appshunter.io/ios/app/loc-mobile/id994986376/reviews)** | [2.6 (42 ratings)](https://appshunter.io/ios/app/pscunow-mobile-banking/id1126547542/reviews) |
| Number of ratings | **4.1K** | 42 |
| Positive reviews | **88.7% of reviews** | 11.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 130 MB | 27 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LOC Credit Union](https://appshunter.io/developer/994986375) | [Public Service Credit Union](https://appshunter.io/developer/1159057834) |

## What reviewers say

### LOC Mobile

[App page](https://appshunter.io/ios/app/loc-mobile/id994986376)

Manage your finances on the go with this mobile banking app. Check balances, track spending, transfer funds, pay bills, and deposit checks. It also offers features like credit score monitoring and savings goal setting.

**Highlights:** Check balances and transaction history, Categorize and track spending, Transfer funds between accounts, Pay bills and make payments, Deposit checks remotely, Monitor credit score, Set up savings goals

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive interface
- 🚀 Instant transaction updates
- 💡 Convenient mobile banking features
- 🔒 Secure login options
- 👍 Easy to use

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🐛 Mobile deposit issues
- 🐛 Unreliable app performance
- 👎 Confusing UI changes with recent updates

**Reported bugs**

- Password not autofilling
- Forced to log in every time
- Mobile deposit not working consistently

**Requested features**

- Customizable notification settings
- Automatic check photo capture for mobile deposit
- Access to all accounts with single login


### PSCUnow Mobile Banking

[App page](https://appshunter.io/ios/app/pscunow-mobile-banking/id1126547542)

Access your accounts and manage your finances securely from anywhere, anytime. Perform essential banking transactions like checking balances, viewing history, transferring funds, and making loan payments conveniently.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Make loan payments, 24/7 account access

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LOC Mobile free?

LOC Mobile is free to download, with no in-app purchases.

### Is PSCUnow Mobile Banking free?

PSCUnow Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, LOC Mobile or PSCUnow Mobile Banking?

LOC Mobile is rated higher. LOC Mobile averages 4.8 out of 5 from 4.1K ratings, while PSCUnow Mobile Banking averages 2.6 from 42 ratings.

### Do LOC Mobile or PSCUnow Mobile Banking have ads?

Neither LOC Mobile nor PSCUnow Mobile Banking shows ads.

### Which is updated more often, LOC Mobile or PSCUnow Mobile Banking?

LOC Mobile ships an update monthly, and PSCUnow Mobile Banking every 3 months. Most recently, LOC Mobile was updated on November 6, 2026 and PSCUnow Mobile Banking on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*