# State vs SBS Mobile

The clearest difference is update cadence: State at monthly against SBS Mobile's every 4 months. SBS Mobile's advantage is review sentiment (26% vs 11%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

State ships an update monthly, SBS Mobile every 4 months. The most recent releases landed on September 14, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | State | SBS Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4 ratings)](https://appshunter.io/ios/app/state/id995079326/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 10.8% of reviews | **26.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | Free |
| Size | 76 MB | 143 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [IAG New Zealand Limited](https://appshunter.io/developer/785110129) | [SBS Bank](https://appshunter.io/developer/1091716615) |

## What reviewers say

### State

[App page](https://appshunter.io/ios/app/state/id995079326)

Manage your insurance policies, make payments, and start claims 24/7. Get new quotes in minutes and access all your policy documents easily. Log in quickly with PIN or Face ID.

**Highlights:** 24/7 insurance management, Fast login with PIN/Face ID, Online claim submission and tracking, Policy payment management, View policy information and documents, Get new quotes in 2 minutes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SBS Mobile

[App page](https://appshunter.io/ios/app/sbs-mobile/id1213231920)

Manage your finances conveniently and securely with a suite of online banking tools. Access balances, statements, and make transfers anytime, anywhere. Utilize biometric login for quick and safe access to your accounts.

**Highlights:** Secure balance checks without login, 24/7 access to balances and statements, Face ID/Touch ID login, View and schedule payments/transfers, Transfer money between accounts, Securely transfer money to others, Manage investments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is State free?

State is free to download, with no in-app purchases.

### Is SBS Mobile free?

SBS Mobile is free to download, with no in-app purchases.

### Do State or SBS Mobile have ads?

Neither State nor SBS Mobile shows ads.

### Which is updated more often, State or SBS Mobile?

State ships an update monthly, and SBS Mobile every 4 months. Most recently, State was updated on September 14, 2026 and SBS Mobile on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*