# State vs Milford

The clearest difference is rating: State at 4.5 against Milford's 3.4. Milford's advantage is review sentiment (40% vs 11%) and iOS requirement (15.1 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

State holds the better App Store score, 4.5 against 3.4. Both are backed by a comparable volume of ratings — 4 and 5 respectively. Written reviews complicate that: 11% of State's written reviews are positive against 40% of Milford's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 14, 2026 and August 14, 2026 respectively.

## The numbers

| Metric | State | Milford |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4 ratings)](https://appshunter.io/ios/app/state/id995079326/reviews)** | [3.4 (5 ratings)](https://appshunter.io/ios/app/milford/id1488273458/reviews) |
| Number of ratings | 4 | **5** |
| Positive reviews | 10.8% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 76 MB | 67 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [IAG New Zealand Limited](https://appshunter.io/developer/785110129) | [Milford Asset Management Limited](https://appshunter.io/developer/1488273457) |

## What reviewers say

### State

[App page](https://appshunter.io/ios/app/state/id995079326)

Manage your insurance policies, make payments, and start claims 24/7. Get new quotes in minutes and access all your policy documents easily. Log in quickly with PIN or Face ID.

**Highlights:** 24/7 insurance management, Fast login with PIN/Face ID, Online claim submission and tracking, Policy payment management, View policy information and documents, Get new quotes in 2 minutes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Milford

[App page](https://appshunter.io/ios/app/milford/id1488273458)

Manage your investments with ease. Track your balance, view personalized performance, and see where your money is invested. Access transaction history, reports, and statements all in one place.

**Highlights:** View account balance, Personalized performance tracking, Investment allocation overview, Transaction history, Access reports and statements

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is State free?

State is free to download, with no in-app purchases.

### Is Milford free?

Milford is free to download, with no in-app purchases.

### Which has better reviews, State or Milford?

State is rated higher. State averages 4.5 out of 5 from 4 ratings, while Milford averages 3.4 from 5 ratings.

### Do State or Milford have ads?

Neither State nor Milford shows ads.

### Which is updated more often, State or Milford?

State ships an update monthly, and Milford monthly. Most recently, State was updated on September 14, 2026 and Milford on August 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*