# State vs Rabobank NZ

The clearest difference is review sentiment: Rabobank NZ at 43% against State's 11%. Rabobank NZ also leads on iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

State ships an update monthly, Rabobank NZ every 5 weeks. The most recent releases landed on October 10, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | State | Rabobank NZ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4 ratings)](https://appshunter.io/ios/app/state/id995079326/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 10.8% of reviews | **42.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 78 MB | 61 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [IAG New Zealand Limited](https://appshunter.io/developer/785110129) | [Rabobank Australia and New Zealand](https://appshunter.io/developer/881278076) |

## What reviewers say

### State

[App page](https://appshunter.io/ios/app/state/id995079326)

Manage your insurance policies, make payments, and start claims 24/7. Get new quotes in minutes and access all your policy documents easily. Log in quickly with PIN or Face ID.

**Highlights:** 24/7 insurance management, Fast login with PIN/Face ID, Online claim submission and tracking, Policy payment management, View policy information and documents, Get new quotes in 2 minutes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Makes insurance easy
- 👍 Renewals are simple
- 👍 Checking insurance cover is easy
- 👍 Printing documents is easy
- 👍 Easy to pay online (once accessed)

**What reviewers complain about**

- 🐛 App requires newer phone/OS
- 🐛 Login issues (timeouts, incorrect password)
- 🐛 Difficult to make changes/add drivers
- 🐛 Slow and unfriendly customer service
- 🐛 Claim processing is slow

**Reported bugs**

- App requires newer phone/OS
- Login issues (timeouts, incorrect password, constant logouts)
- Cannot add drivers/make changes
- Security number expiry issues
- Claim processing delays

**Requested features**

- Allow adding drivers on the app
- Allow making changes to policies on the app
- Show monthly/weekly/fortnightly/annual premium in summary
- Clearly show payment transaction statement in one place
- Allow adding new addresses manually


### Rabobank NZ

[App page](https://appshunter.io/ios/app/rabobank-nz/id1523459606)

Manage your farm business finances with this app designed exclusively for Agribusiness clients. Easily view accounts, transfer funds, schedule future payments, and track transaction history. Access interest rates and manage your All In One Account on the go.

**Highlights:** View all accounts, Transfer money, Schedule future payments, Track transaction history, View and book interest rates, Manage All In One Account

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is State free?

State is free to download, with no in-app purchases.

### Is Rabobank NZ free?

Rabobank NZ is free to download, with no in-app purchases.

### Do State or Rabobank NZ have ads?

Neither State nor Rabobank NZ shows ads.

### Which is updated more often, State or Rabobank NZ?

State ships an update monthly, and Rabobank NZ every 5 weeks. Most recently, State was updated on October 10, 2026 and Rabobank NZ on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*