# EMEPA vs Card Vault

The clearest difference is device support: EMEPA at 3 against Card Vault's 1. EMEPA also leads on iOS requirement (12.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EMEPA ships an update every 6 months, Card Vault every 7 months. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | EMEPA | Card Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (6 ratings)](https://appshunter.io/ios/app/emepa/id996365392/reviews)** | — |
| Number of ratings | **6** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 months** | Every 7 months |
| Monetization | Free | — |
| Size | 174 MB | 1 MB |
| Requires iOS | **12.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [East Mississippi Electric Power Association](https://appshunter.io/developer/996365391) | [Corbin Modica](https://appshunter.io/developer/1886596284) |

## What reviewers say

### EMEPA

[App page](https://appshunter.io/ios/app/emepa/id996365392)

Manage your account details, view bills and balances, make payments, and schedule alerts. Access nearly all web portal features instantly from your mobile device, anytime, anywhere.

**Highlights:** Secure account access, View bill and balance, Make payments, Find payment locations, Schedule alerts and reminders, Receive push notifications

**Features:** macOS Compatibility

**In-app purchases:** none


### Card Vault

[App page](https://appshunter.io/ios/app/card-vault-collection-tracker/id6760872188)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EMEPA free?

EMEPA is free to download, with no in-app purchases.

### Is Card Vault free?

Card Vault is free to download, with no in-app purchases.

### Do EMEPA or Card Vault have ads?

Neither EMEPA nor Card Vault shows ads.

### Which is updated more often, EMEPA or Card Vault?

EMEPA ships an update every 6 months, and Card Vault every 7 months. Most recently, EMEPA was updated on October 14, 2026 and Card Vault on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*