# Origin Bank vs CentricCU

The clearest difference is update cadence: CentricCU at every 3 weeks against Origin Bank's every 5 months. Origin Bank's advantage is monetization model (free vs ad-supported) and review sentiment (74% vs 63%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Origin Bank against 4.8 for CentricCU. Both are backed by a comparable volume of ratings — 14K and 3.7K respectively. Written reviews are what separate them: 74% of Origin Bank's written reviews are positive against 63% of CentricCU's.

Origin Bank ships an update every 5 months, CentricCU every 3 weeks. Both last shipped on October 22, 2026.

## The numbers

| Metric | Origin Bank | CentricCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (14K ratings)](https://appshunter.io/ios/app/origin-bank/id997374681/reviews)** | [4.8 (3.7K ratings)](https://appshunter.io/ios/app/centriccu/id6737481156/reviews) |
| Number of ratings | **14K** | 3.7K |
| Positive reviews | **74.2% of reviews** | 62.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 89 MB | 196 MB |
| Requires iOS | **11.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Origin Bank](https://appshunter.io/developer/466438751) | [Centric FCU](https://appshunter.io/developer/501819971) |

## What reviewers say

### Origin Bank

[App page](https://appshunter.io/ios/app/origin-bank/id997374681)

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, and deposit checks. Track spending, budget, and manage debt with integrated financial tools. Locate branches and ATMs easily.

**Highlights:** Check account balances and transactions, Transfer funds between accounts, Schedule bill payments, Deposit checks remotely, Send and receive person-to-person payments, Track spending and budgeting, Find ATM and branch locations

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Friendly and welcoming staff
- 🚀 Efficient and easy-to-use app
- 💰 Competitive interest rates and fees
- 🌍 Convenient nationwide banking
- 📱 Reliable mobile app

**What reviewers complain about**

- 🐛 Inconsistent login and authentication issues
- 🔍 Lack of visibility when typing passwords
- 🤔 Confusing navigation and feature discovery
- ⚠️ Occasional system outages and downtime

**Reported bugs**

- Face ID/Touch ID not saving consistently
- Repeated prompts for new features after each login
- Logging in issues and error messages

**Requested features**

- In-app chat support
- Improved transaction history and bill pay visibility
- Ability to make extra loan payments directly from the app


### CentricCU

[App page](https://appshunter.io/ios/app/centriccu/id6737481156)

Manage your finances conveniently on the go. This app allows you to check accounts, transfer funds, pay bills, and deposit checks. It also offers budgeting tools and credit report viewing for comprehensive financial management.

**Highlights:** Check account balances, Transfer funds, Pay bills, Deposit checks, View credit report, Budgeting tools

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Enhanced features
- 👍 User-friendly app
- 💡 Budgeting tools and insights
- 👍 Efficient for banking needs
- 👍 Clean and intuitive design

**What reviewers complain about**

- 🐛 Unlock card issue
- 🐛 Money disappearing and new charges
- 🐛 Accounts not accessible for days
- 👎 Overly complicated and hard to navigate

**Reported bugs**

- Login screen freezes
- Incompatible with older devices

**Requested features**

- Dark mode option
- Improved Zelle integration


## Frequently asked questions

### Is Origin Bank free?

Origin Bank is free to download, with no in-app purchases.

### Is CentricCU free?

CentricCU is free to download, with no in-app purchases.

### Which has better reviews, Origin Bank or CentricCU?

Origin Bank is rated higher. Origin Bank averages 4.9 out of 5 from 14K ratings, while CentricCU averages 4.8 from 3.7K ratings.

### Do Origin Bank or CentricCU have ads?

Neither Origin Bank nor CentricCU shows ads.

### Which is updated more often, Origin Bank or CentricCU?

Origin Bank ships an update every 5 months, and CentricCU every 3 weeks. Most recently, Origin Bank was updated on October 22, 2026 and CentricCU on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*