# Origin Bank vs Billd

The clearest difference is update cadence: Billd at every 3 weeks against Origin Bank's every 5 months. Billd also leads on review sentiment (100% vs 74%). Origin Bank's advantage is ratings volume (14K vs 4) and iOS requirement (11.0 vs 18.5). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Origin Bank against 5.0 for Billd. That said, the two scores are not equally well evidenced: Origin Bank has 14K ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 74% of Origin Bank's written reviews are positive against 100% of Billd's.

Origin Bank ships an update every 5 months, Billd every 3 weeks. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Origin Bank | Billd |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (14K ratings)](https://appshunter.io/ios/app/origin-bank/id997374681/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/billd/id6759413356/reviews)** |
| Number of ratings | **14K** | 4 |
| Positive reviews | 74.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 89 MB | 3 MB |
| Requires iOS | **11.0** | 18.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Origin Bank](https://appshunter.io/developer/466438751) | [Syam Shukla](https://appshunter.io/developer/1757527238) |

## What reviewers say

### Origin Bank

[App page](https://appshunter.io/ios/app/origin-bank/id997374681)

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, and deposit checks. Track spending, budget, and manage debt with integrated financial tools. Locate branches and ATMs easily.

**Highlights:** Check account balances and transactions, Transfer funds between accounts, Schedule bill payments, Deposit checks remotely, Send and receive person-to-person payments, Track spending and budgeting, Find ATM and branch locations

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Friendly and welcoming staff
- 🚀 Efficient and easy-to-use app
- 💰 Competitive interest rates and fees
- 🌍 Convenient nationwide banking
- 📱 Reliable mobile app

**What reviewers complain about**

- 🐛 Inconsistent login and authentication issues
- 🔍 Lack of visibility when typing passwords
- 🤔 Confusing navigation and feature discovery
- ⚠️ Occasional system outages and downtime

**Reported bugs**

- Face ID/Touch ID not saving consistently
- Repeated prompts for new features after each login
- Logging in issues and error messages

**Requested features**

- In-app chat support
- Improved transaction history and bill pay visibility
- Ability to make extra loan payments directly from the app


### Billd

[App page](https://appshunter.io/ios/app/billd/id6759413356)

Effortlessly split bills and receipts with friends. Scan any receipt, assign items, and settle up instantly without awkward math. Perfect for group dining, travel, and household expenses.

**Highlights:** Receipt scanning, Item assignment, Even bill splitting, Tip and tax calculator, Friend invitations, Instant settlement

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Origin Bank free?

Origin Bank is free to download, with no in-app purchases.

### Is Billd free?

Billd is free to download, with no in-app purchases.

### Which has better reviews, Origin Bank or Billd?

Billd is rated higher. Origin Bank averages 4.9 out of 5 from 14K ratings, while Billd averages 5.0 from 4 ratings.

### Do Origin Bank or Billd have ads?

Neither Origin Bank nor Billd shows ads.

### Which is updated more often, Origin Bank or Billd?

Origin Bank ships an update every 5 months, and Billd every 3 weeks. Most recently, Origin Bank was updated on November 8, 2026 and Billd on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*