# AMI vs Latitude App

AMI and Latitude App both sit at 4.5 stars, but that hides the real split: 49% of Latitude App's written reviews are positive against 12% of AMI's. Latitude App also leads on ratings volume (162 vs 10) and update cadence (fortnightly vs monthly). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for AMI against 4.6 for Latitude App. That said, the two scores are not equally well evidenced: Latitude App has 162 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 12% of AMI's written reviews are positive against 49% of Latitude App's.

AMI ships an update monthly, Latitude App fortnightly. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | AMI | Latitude App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (10 ratings)](https://appshunter.io/ios/app/ami/id997576572/reviews) | **[4.6 (162 ratings)](https://appshunter.io/ios/app/latitude-app/id1373059866/reviews)** |
| Number of ratings | 10 | **162** |
| Positive reviews | 11.7% of reviews | **48.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 78 MB | 199 MB |
| Requires iOS | 17.0 | **16** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [IAG New Zealand Limited](https://appshunter.io/developer/785110129) | [Latitude Financial Services Australia Holdings Pty Ltd](https://appshunter.io/developer/1098018094) |

## What reviewers say

### AMI

[App page](https://appshunter.io/ios/app/ami/id997576572)

Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.

**Highlights:** 24/7 insurance management, Faster login (PIN/Face ID), Online claim submission and tracking, Payment management, View policy information and documents, Get new quotes in 2 minutes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service (occasional)
- 👍 Super convenient (occasional)
- 👍 Refreshed app works great (recent)
- 👍 App is fine once logged in (occasional)

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Slow loading times
- 🐛 Clunky and difficult navigation
- 🐛 Frequent logouts
- 🐛 Login issues (access denied, blank screen, errors)

**Reported bugs**

- App crashes on opening or loading policies
- Login errors (access denied, blank screen, 'Oops' message, 'cannot decode raw data')
- App redirects to website instead of functioning
- Unable to download new or updated versions
- Constant logging out

**Requested features**

- Support Face ID or similar biometric login
- Streamline the login process
- Display numeric keyboard for verification
- Do not reset login preferences on update
- Send 2FA codes to autofill


### Latitude App

[App page](https://appshunter.io/ios/app/latitude-app/id1373059866)

Manage all your credit card accounts and finances in one secure mobile application. Access balances, view transactions, lock your card, and track spending. Offers promotions, rewards, and in-app messaging for a comprehensive financial overview.

**Highlights:** Access accounts with Touch ID/Face ID, Add card to Apple Wallet, Temporarily lock your card, View balances and transactions, Track spending, Receive push notifications, In-app messaging

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly app
- 🚀 Convenient for payments
- 👍 Great customer service
- 🚀 Efficient and straightforward

**What reviewers complain about**

- 🐛 App crashes or doesn't work
- 🐛 Login issues
- 🐛 Unreliable app
- 💰 Excessive fees and charges
- 🐛 Delayed transaction updates

**Reported bugs**

- App crashes after update
- Unable to log in or create account
- Delayed or missing transaction updates
- Inability to make payments or access account

**Requested features**

- Allow users to select which purchase to apply payments to
- Provide notifications for upcoming payments
- Add ability to lock/unlock card within the app
- Show full transaction details and breakdown
- Improve app stability and reliability


## Frequently asked questions

### Is AMI free?

AMI is free to download, with no in-app purchases.

### Is Latitude App free?

Latitude App is free to download, with no in-app purchases.

### Which has better reviews, AMI or Latitude App?

Latitude App is rated higher. AMI averages 4.5 out of 5 from 10 ratings, while Latitude App averages 4.6 from 162 ratings.

### Do AMI or Latitude App have ads?

Neither AMI nor Latitude App shows ads.

### Which is updated more often, AMI or Latitude App?

AMI ships an update monthly, and Latitude App fortnightly. Most recently, AMI was updated on October 13, 2026 and Latitude App on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*