# AMI vs NZ Funds

The clearest difference is review sentiment: NZ Funds at 27% against AMI's 12%. NZ Funds also leads on iOS requirement (14.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AMI ships an update monthly, NZ Funds every 3 weeks. Both last shipped on October 13, 2026.

## The numbers

| Metric | AMI | NZ Funds |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (10 ratings)](https://appshunter.io/ios/app/ami/id997576572/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 11.7% of reviews | **27.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 78 MB | 12 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [IAG New Zealand Limited](https://appshunter.io/developer/785110129) | [New Zealand Funds Management Limited](https://appshunter.io/developer/1470347120) |

## What reviewers say

### AMI

[App page](https://appshunter.io/ios/app/ami/id997576572)

Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.

**Highlights:** 24/7 insurance management, Faster login (PIN/Face ID), Online claim submission and tracking, Payment management, View policy information and documents, Get new quotes in 2 minutes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service (occasional)
- 👍 Super convenient (occasional)
- 👍 Refreshed app works great (recent)
- 👍 App is fine once logged in (occasional)

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Slow loading times
- 🐛 Clunky and difficult navigation
- 🐛 Frequent logouts
- 🐛 Login issues (access denied, blank screen, errors)

**Reported bugs**

- App crashes on opening or loading policies
- Login errors (access denied, blank screen, 'Oops' message, 'cannot decode raw data')
- App redirects to website instead of functioning
- Unable to download new or updated versions
- Constant logging out

**Requested features**

- Support Face ID or similar biometric login
- Streamline the login process
- Display numeric keyboard for verification
- Do not reset login preferences on update
- Send 2FA codes to autofill


### NZ Funds

[App page](https://appshunter.io/ios/app/nz-funds/id1470347121)

Manage your investments from one place, view account balances, and track performance. Project long-term growth, make deposits, withdrawals, and customize investment options securely.

**Highlights:** Manage investments in one place, View account balances and performance, Track investment and transaction histories, Project long-term investment growth, Secure deposits, withdrawals, and option changes, Customize KiwiSaver and asset allocations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AMI free?

AMI is free to download, with no in-app purchases.

### Is NZ Funds free?

NZ Funds is free to download, with no in-app purchases.

### Do AMI or NZ Funds have ads?

Neither AMI nor NZ Funds shows ads.

### Which is updated more often, AMI or NZ Funds?

AMI ships an update monthly, and NZ Funds every 3 weeks. Most recently, AMI was updated on October 13, 2026 and NZ Funds on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*