# AMI vs Milford

The clearest difference is rating: AMI at 4.5 against Milford's 3.4. Milford's advantage is review sentiment (40% vs 12%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AMI holds the better App Store score, 4.5 against 3.4. Both are backed by a comparable volume of ratings — 10 and 5 respectively. Written reviews complicate that: 12% of AMI's written reviews are positive against 40% of Milford's, so the app with the better star average is not the one people write more warmly about.

AMI ships an update monthly, Milford every 6 weeks. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | AMI | Milford |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (10 ratings)](https://appshunter.io/ios/app/ami/id997576572/reviews)** | [3.4 (5 ratings)](https://appshunter.io/ios/app/milford/id1488273458/reviews) |
| Number of ratings | **10** | 5 |
| Positive reviews | 11.7% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 78 MB | 115 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [IAG New Zealand Limited](https://appshunter.io/developer/785110129) | [Milford Asset Management Limited](https://appshunter.io/developer/1488273457) |

## What reviewers say

### AMI

[App page](https://appshunter.io/ios/app/ami/id997576572)

Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.

**Highlights:** 24/7 insurance management, Faster login (PIN/Face ID), Online claim submission and tracking, Payment management, View policy information and documents, Get new quotes in 2 minutes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service (occasional)
- 👍 Super convenient (occasional)
- 👍 Refreshed app works great (recent)
- 👍 App is fine once logged in (occasional)

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Slow loading times
- 🐛 Clunky and difficult navigation
- 🐛 Frequent logouts
- 🐛 Login issues (access denied, blank screen, errors)

**Reported bugs**

- App crashes on opening or loading policies
- Login errors (access denied, blank screen, 'Oops' message, 'cannot decode raw data')
- App redirects to website instead of functioning
- Unable to download new or updated versions
- Constant logging out

**Requested features**

- Support Face ID or similar biometric login
- Streamline the login process
- Display numeric keyboard for verification
- Do not reset login preferences on update
- Send 2FA codes to autofill


### Milford

[App page](https://appshunter.io/ios/app/milford/id1488273458)

Manage your investments with ease. Track your balance, view personalized performance, and see where your money is invested. Access transaction history, reports, and statements all in one place.

**Highlights:** View account balance, Personalized performance tracking, Investment allocation overview, Transaction history, Access reports and statements

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AMI free?

AMI is free to download, with no in-app purchases.

### Is Milford free?

Milford is free to download, with no in-app purchases.

### Which has better reviews, AMI or Milford?

AMI is rated higher. AMI averages 4.5 out of 5 from 10 ratings, while Milford averages 3.4 from 5 ratings.

### Do AMI or Milford have ads?

Neither AMI nor Milford shows ads.

### Which is updated more often, AMI or Milford?

AMI ships an update monthly, and Milford every 6 weeks. Most recently, AMI was updated on October 13, 2026 and Milford on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*