# AMI vs Mercer NZ

The clearest difference is update cadence: AMI at monthly against Mercer NZ's every 4 months. AMI also leads on review sentiment (12% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AMI ships an update monthly, Mercer NZ every 4 months. The most recent releases landed on October 13, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | AMI | Mercer NZ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (10 ratings)](https://appshunter.io/ios/app/ami/id997576572/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | **11.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | Free |
| Size | 78 MB | 25 MB |
| Requires iOS | 17.0 | **16.6** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [IAG New Zealand Limited](https://appshunter.io/developer/785110129) | [Mercer](https://appshunter.io/developer/510999051) |

## What reviewers say

### AMI

[App page](https://appshunter.io/ios/app/ami/id997576572)

Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.

**Highlights:** 24/7 insurance management, Faster login (PIN/Face ID), Online claim submission and tracking, Payment management, View policy information and documents, Get new quotes in 2 minutes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service (occasional)
- 👍 Super convenient (occasional)
- 👍 Refreshed app works great (recent)
- 👍 App is fine once logged in (occasional)

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Slow loading times
- 🐛 Clunky and difficult navigation
- 🐛 Frequent logouts
- 🐛 Login issues (access denied, blank screen, errors)

**Reported bugs**

- App crashes on opening or loading policies
- Login errors (access denied, blank screen, 'Oops' message, 'cannot decode raw data')
- App redirects to website instead of functioning
- Unable to download new or updated versions
- Constant logging out

**Requested features**

- Support Face ID or similar biometric login
- Streamline the login process
- Display numeric keyboard for verification
- Do not reset login preferences on update
- Send 2FA codes to autofill


### Mercer NZ

[App page](https://appshunter.io/ios/app/mercer-nz/id1489375340)

Manage your financial decisions and access scheme benefits easily. This app is designed to support your financial wellbeing by providing convenient access to all your plan's advantages.

**Highlights:** Access scheme benefits, Make financial decisions, Support financial wellbeing, Easy access to plan advantages

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AMI free?

AMI is free to download, with no in-app purchases.

### Is Mercer NZ free?

Mercer NZ is free to download, with no in-app purchases.

### Do AMI or Mercer NZ have ads?

Neither AMI nor Mercer NZ shows ads.

### Which is updated more often, AMI or Mercer NZ?

AMI ships an update monthly, and Mercer NZ every 4 months. Most recently, AMI was updated on October 13, 2026 and Mercer NZ on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*