# AMI vs AAMI App

The clearest difference is rating: AAMI App at 4.7 against AMI's 4.5. AMI's advantage is monetization model (free vs ad-supported). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AAMI App holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 10 and 29 respectively. Written reviews point the same way: 11% of AMI's written reviews are positive against 17% of AAMI App's.

AMI ships an update monthly, AAMI App every 5 weeks. The most recent releases landed on September 13, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | AMI | AAMI App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (10 ratings)](https://appshunter.io/ios/app/ami/id997576572/reviews) | **[4.7 (29 ratings)](https://appshunter.io/ios/app/aami-app/id1510690149/reviews)** |
| Number of ratings | 10 | **29** |
| Positive reviews | 10.8% of reviews | **17.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 77 MB | 249 MB |
| Requires iOS | **17.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [IAG New Zealand Limited](https://appshunter.io/developer/785110129) | [AAI Limited](https://appshunter.io/developer/666174181) |

## What reviewers say

### AMI

[App page](https://appshunter.io/ios/app/ami/id997576572)

Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.

**Highlights:** 24/7 insurance management, Faster login (PIN/Face ID), Online claim submission and tracking, Payment management, View policy information and documents, Get new quotes in 2 minutes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### AAMI App

[App page](https://appshunter.io/ios/app/aami-app/id1510690149)

Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.

**Highlights:** Manage supported insurance policies, Update personal and payment details, Pay policy renewals, View policy documents, Track home and motor claims, Receive policy notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy-to-use interface and navigation
- 📱 Convenient access to policies and claims
- 🚀 Quick online claim process
- 💼 Comprehensive coverage options
- 🎯 Accessible policy information at a glance

**What reviewers complain about**

- 🐛 App crashes frequently and unexpectedly
- ❌ Multiple policies not displaying correctly
- ⚠️ Persistent login and authentication issues
- 📵 Chat and messaging system unresponsive
- 🔧 Unable to update account details via app

**Reported bugs**

- App crashes when accessing driver rewards tab
- Login failures and 'something went wrong' errors
- Policies not displaying despite being added
- Chat disconnects and loses conversation history
- Claim information wiped when receiving calls/texts

**Requested features**

- Direct payment button for installments
- Policy documents viewable within app
- Ability to update address and contact details in app
- Copy-paste functionality for claim numbers
- Save progress when filing claims


## Frequently asked questions

### Is AMI free?

AMI is free to download, with no in-app purchases.

### Is AAMI App free?

AAMI App is free to download, with no in-app purchases.

### Which has better reviews, AMI or AAMI App?

AAMI App is rated higher. AMI averages 4.5 out of 5 from 10 ratings, while AAMI App averages 4.7 from 29 ratings.

### Do AMI or AAMI App have ads?

Neither AMI nor AAMI App shows ads.

### Which is updated more often, AMI or AAMI App?

AMI ships an update monthly, and AAMI App every 5 weeks. Most recently, AMI was updated on September 13, 2026 and AAMI App on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*