# AMI vs Xero Verify

The clearest difference is rating: AMI at 4.5 against Xero Verify's 1.4. Xero Verify's advantage is ratings volume (205 vs 10) and iOS requirement (15.0 vs 17.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AMI holds the better App Store score, 4.5 against 1.4. That said, the two scores are not equally well evidenced: Xero Verify has 205 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 12% of AMI's written reviews are positive against 15% of Xero Verify's, so the app with the better star average is not the one people write more warmly about.

AMI ships an update monthly, Xero Verify every 3 weeks. The most recent releases landed on October 13, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | AMI | Xero Verify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (10 ratings)](https://appshunter.io/ios/app/ami/id997576572/reviews)** | [1.4 (205 ratings)](https://appshunter.io/ios/app/xero-verify/id1510862201/reviews) |
| Number of ratings | 10 | **205** |
| Positive reviews | 11.7% of reviews | **14.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 78 MB | 10 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [IAG New Zealand Limited](https://appshunter.io/developer/785110129) | [Xero Ltd](https://appshunter.io/developer/441878596) |

## What reviewers say

### AMI

[App page](https://appshunter.io/ios/app/ami/id997576572)

Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.

**Highlights:** 24/7 insurance management, Faster login (PIN/Face ID), Online claim submission and tracking, Payment management, View policy information and documents, Get new quotes in 2 minutes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service (occasional)
- 👍 Super convenient (occasional)
- 👍 Refreshed app works great (recent)
- 👍 App is fine once logged in (occasional)

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Slow loading times
- 🐛 Clunky and difficult navigation
- 🐛 Frequent logouts
- 🐛 Login issues (access denied, blank screen, errors)

**Reported bugs**

- App crashes on opening or loading policies
- Login errors (access denied, blank screen, 'Oops' message, 'cannot decode raw data')
- App redirects to website instead of functioning
- Unable to download new or updated versions
- Constant logging out

**Requested features**

- Support Face ID or similar biometric login
- Streamline the login process
- Display numeric keyboard for verification
- Do not reset login preferences on update
- Send 2FA codes to autofill


### Xero Verify

[App page](https://appshunter.io/ios/app/xero-verify/id1510862201)

Enhance your business's online security with this official authentication app. It adds an extra layer of protection to your account, preventing unauthorized access even if your password is compromised. Enjoy fast and secure logins with push notifications or offline verification codes.

**Highlights:** Push notification authentication, Generate offline verification codes, QR code setup, Secure Xero account logins, Multi-factor authentication

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Seamless integration
- 🔒 Robust security
- 👍 Easy to use
- 🚀 Quick authentication

**What reviewers complain about**

- 🐛 Unreliable performance
- 🔒 Forced MFA requirement
- 📱 Unnecessary separate app
- ⏱️ Time-consuming setup
- 🔑 Difficult to recover from lost credentials

**Reported bugs**

- Codes not working
- Repeated login issues
- Sync problems between app and web

**Requested features**

- Option to use SMS/email for 2FA
- Integrate with existing authenticator apps
- Provide more flexible security settings


## Frequently asked questions

### Is AMI free?

AMI is free to download, with no in-app purchases.

### Is Xero Verify free?

Xero Verify is free to download, with no in-app purchases.

### Which has better reviews, AMI or Xero Verify?

AMI is rated higher. AMI averages 4.5 out of 5 from 10 ratings, while Xero Verify averages 1.4 from 205 ratings.

### Do AMI or Xero Verify have ads?

Neither AMI nor Xero Verify shows ads.

### Which is updated more often, AMI or Xero Verify?

AMI ships an update monthly, and Xero Verify every 3 weeks. Most recently, AMI was updated on October 13, 2026 and Xero Verify on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*