# AMI vs ShiftPay

The clearest difference is in-app purchases: AMI at none against ShiftPay's 1. ShiftPay's advantage is update cadence (every 8 days vs monthly) and iOS requirement (14.0 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. ShiftPay sells 1 in-app purchase, starting at $2.99 per month. AMI asks for nothing beyond the download.

AMI ships an update monthly, ShiftPay every 8 days. The most recent releases landed on September 13, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | AMI | ShiftPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (10 ratings)](https://appshunter.io/ios/app/ami/id997576572/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 10.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | Free | — |
| Size | 77 MB | 56 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [IAG New Zealand Limited](https://appshunter.io/developer/785110129) | [Nump Limited](https://appshunter.io/developer/1873513205) |

## What reviewers say

### AMI

[App page](https://appshunter.io/ios/app/ami/id997576572)

Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.

**Highlights:** 24/7 insurance management, Faster login (PIN/Face ID), Online claim submission and tracking, Payment management, View policy information and documents, Get new quotes in 2 minutes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ShiftPay

[App page](https://appshunter.io/ios/app/shiftpay-nz-pay-calculator/id6758537779)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ShiftPay Pro | $2.99 | per month |


## Frequently asked questions

### Is AMI free?

AMI is free to download, with no in-app purchases.

### Is ShiftPay free?

ShiftPay is free to download, with in-app purchases available.

### Do AMI or ShiftPay have ads?

Neither AMI nor ShiftPay shows ads.

### Which is updated more often, AMI or ShiftPay?

AMI ships an update monthly, and ShiftPay every 8 days. Most recently, AMI was updated on September 13, 2026 and ShiftPay on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*