# PayTraq Mobile vs U PAYm™ EMV

The clearest difference is iOS requirement: U PAYm™ EMV at 12.0 against PayTraq Mobile's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayTraq Mobile ships an update every 4 months, U PAYm™ EMV every 6 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | PayTraq Mobile | U PAYm™ EMV |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 6 months |
| Size | 45 MB | 19 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayTraq SIA](https://appshunter.io/developer/998333247) | [Bluu, Inc.](https://appshunter.io/developer/978926661) |

## What reviewers say

### PayTraq Mobile

[App page](https://appshunter.io/ios/app/paytraq-mobile/id998333248)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### U PAYm™ EMV

[App page](https://appshunter.io/ios/app/u-paym-emv/id1435331760)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayTraq Mobile free?

PayTraq Mobile is free to download, with no in-app purchases.

### Is U PAYm™ EMV free?

U PAYm™ EMV is free to download, with no in-app purchases.

### Do PayTraq Mobile or U PAYm™ EMV have ads?

Neither PayTraq Mobile nor U PAYm™ EMV shows ads.

### Which is updated more often, PayTraq Mobile or U PAYm™ EMV?

PayTraq Mobile ships an update every 4 months, and U PAYm™ EMV every 6 months. Most recently, PayTraq Mobile was updated on October 24, 2026 and U PAYm™ EMV on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*