# 3Rivers Mobile Banking vs PNC BeneFit Plus

The clearest difference is rating: 3Rivers Mobile Banking at 4.8 against PNC BeneFit Plus's 4.4. 3Rivers Mobile Banking also leads on ratings volume (20K vs 804) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

3Rivers Mobile Banking holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: 3Rivers Mobile Banking has 20K ratings behind it against 804, so its average is the more settled of the two. Written reviews point the same way: 77% of 3Rivers Mobile Banking's written reviews are positive against 64% of PNC BeneFit Plus's.

3Rivers Mobile Banking ships an update monthly, PNC BeneFit Plus every 3 months. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | 3Rivers Mobile Banking | PNC BeneFit Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (20K ratings)](https://appshunter.io/ios/app/3rivers-mobile-banking/id998643016/reviews)** | [4.4 (804 ratings)](https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090/reviews) |
| Number of ratings | **20K** | 804 |
| Positive reviews | **76.8% of reviews** | 64.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 184 MB | 33 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Three Rivers FCU](https://appshunter.io/developer/345658767) | [PNC Bank, N.A.](https://appshunter.io/developer/303113130) |

## What reviewers say

### 3Rivers Mobile Banking

[App page](https://appshunter.io/ios/app/3rivers-mobile-banking/id998643016)

Manage your finances on the go with this comprehensive banking app. Deposit checks, view real-time balances, transfer funds, and pay bills. It also offers budgeting tools and card controls for enhanced security and financial management.

**Highlights:** Mobile check deposit, Real-time account balances, Money transfers and loan payments, Bill Pay, Person-to-person payments, Budgeting tools, Card controls, Branch and ATM locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💳 Helpful credit card features
- 🤝 Friendly and professional staff
- 🏦 Reliable credit union

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Difficult to find certain features
- 🕰️ Slow app performance
- 🔒 Frustrating login process
- 💳 Missing credit card transaction details

**Reported bugs**

- Login issues after updates
- External account linking not working
- Inconsistent transaction display
- Scheduled payments not functioning properly

**Requested features**

- Ability to manually add transactions to register
- Improved budgeting and categorization tools
- Integrated card controls within the main app
- Option to check off paid items
- Landscape mode support on iPad


### PNC BeneFit Plus

[App page](https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090)

Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and file reimbursements with secure, real-time access to your account details.

**Highlights:** Check account balances, View account details and charts, File claims for FSA and HRA, Submit receipts via photo, Manage HSA transactions, Pay bills and add payees, Report lost/stolen debit card

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 User-friendly interface
- 💡 Convenient for managing HSA
- 🚀 Straightforward reimbursement process
- 👍 Helpful for tracking expenses

**What reviewers complain about**

- 🐛 Login issues, inconsistent biometric authentication
- 🐛 Slow and buggy app performance
- 🔒 Concerns about security and account access
- 🔍 Difficulties with claims and reimbursement approvals

**Reported bugs**

- App crashes and freezes
- Login credentials not saved properly
- Debit card issues and declined payments

**Requested features**

- Ability to itemize payments to payees
- Option to upload receipts immediately after charges
- Improved investment tracking and management


## Frequently asked questions

### Is 3Rivers Mobile Banking free?

3Rivers Mobile Banking is free to download, with no in-app purchases.

### Is PNC BeneFit Plus free?

PNC BeneFit Plus is free to download, with no in-app purchases.

### Which has better reviews, 3Rivers Mobile Banking or PNC BeneFit Plus?

3Rivers Mobile Banking is rated higher. 3Rivers Mobile Banking averages 4.8 out of 5 from 20K ratings, while PNC BeneFit Plus averages 4.4 from 804 ratings.

### Do 3Rivers Mobile Banking or PNC BeneFit Plus have ads?

Neither 3Rivers Mobile Banking nor PNC BeneFit Plus shows ads.

### Which is updated more often, 3Rivers Mobile Banking or PNC BeneFit Plus?

3Rivers Mobile Banking ships an update monthly, and PNC BeneFit Plus every 3 months. Most recently, 3Rivers Mobile Banking was updated on October 31, 2026 and PNC BeneFit Plus on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*