# PayLife vs BTV Wallet

The clearest difference is update cadence: PayLife at every 3 weeks against BTV Wallet's every 4 months. PayLife also leads on ratings volume (4 vs 1) and device support (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for PayLife against 5.0 for BTV Wallet. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

PayLife ships an update every 3 weeks, BTV Wallet every 4 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PayLife | BTV Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/paylife/id999719607/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/btv-wallet/id1281973395/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | 30.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 259 MB | 84 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [easybank AG](https://appshunter.io/developer/480659356) | [BTV Vier Lander Bank AG](https://appshunter.io/developer/665072906) |

## What reviewers say

### PayLife

[App page](https://appshunter.io/ios/app/paylife/id999719607)

Manage your credit card services securely and conveniently. Features include quick registration, secure payment authorization, online billing, and card management tools. Access exclusive benefits for specific cardholders.

**Highlights:** Secure login with app code or biometrics, 3D Secure registration and payment authorization, Online card statements and transaction overview, Card blocking and PIN display, GeoControl and currency exchange information, Exclusive features for PayLife Black users

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### BTV Wallet

[App page](https://appshunter.io/ios/app/btv-wallet/id1281973395)

Send money to contacts using their phone number and view transaction history. Requires banking login credentials for use.

**Highlights:** Send money to contacts, Request money from contacts, View chat history, ZOIN registration, Requires banking login

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayLife free?

PayLife is free to download, with no in-app purchases.

### Is BTV Wallet free?

BTV Wallet is free to download, with no in-app purchases.

### Which has better reviews, PayLife or BTV Wallet?

PayLife and BTV Wallet are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.

### Do PayLife or BTV Wallet have ads?

Neither PayLife nor BTV Wallet shows ads.

### Which is updated more often, PayLife or BTV Wallet?

PayLife ships an update every 3 weeks, and BTV Wallet every 4 months. Most recently, PayLife was updated on November 6, 2026 and BTV Wallet on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*