# PayLife vs SPARDA ID

The clearest difference is update cadence: PayLife at every 3 weeks against SPARDA ID's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayLife ships an update every 3 weeks, SPARDA ID every 5 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | PayLife | SPARDA ID |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/paylife/id999719607/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 30.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 months |
| Monetization | Free | — |
| Size | 288 MB | 5 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [easybank AG](https://appshunter.io/developer/480659356) | [VOLKSBANK WIEN AG](https://appshunter.io/developer/1104267769) |

## What reviewers say

### PayLife

[App page](https://appshunter.io/ios/app/paylife/id999719607)

Manage your credit card services securely and conveniently. Features include quick registration, secure payment authorization, online billing, and card management tools. Access exclusive benefits for specific cardholders.

**Highlights:** Secure login with app code or biometrics, 3D Secure registration and payment authorization, Online card statements and transaction overview, Card blocking and PIN display, GeoControl and currency exchange information, Exclusive features for PayLife Black users

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### SPARDA ID

[App page](https://appshunter.io/ios/app/sparda-id/id1458494136)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayLife free?

PayLife is free to download, with no in-app purchases.

### Is SPARDA ID free?

SPARDA ID is free to download, with no in-app purchases.

### Do PayLife or SPARDA ID have ads?

Neither PayLife nor SPARDA ID shows ads.

### Which is updated more often, PayLife or SPARDA ID?

PayLife ships an update every 3 weeks, and SPARDA ID every 5 months. Most recently, PayLife was updated on October 24, 2026 and SPARDA ID on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*