# PayLife vs Marchfelder Smart Pay

The clearest difference is update cadence: PayLife at every 3 weeks against Marchfelder Smart Pay's every 4 months. PayLife also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayLife ships an update every 3 weeks, Marchfelder Smart Pay every 4 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PayLife | Marchfelder Smart Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/paylife/id999719607/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 30.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | — |
| Size | 288 MB | 85 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [easybank AG](https://appshunter.io/developer/480659356) | [Marchfelder Bank eG](https://appshunter.io/developer/1195431460) |

## What reviewers say

### PayLife

[App page](https://appshunter.io/ios/app/paylife/id999719607)

Manage your credit card services securely and conveniently. Features include quick registration, secure payment authorization, online billing, and card management tools. Access exclusive benefits for specific cardholders.

**Highlights:** Secure login with app code or biometrics, 3D Secure registration and payment authorization, Online card statements and transaction overview, Card blocking and PIN display, GeoControl and currency exchange information, Exclusive features for PayLife Black users

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Marchfelder Smart Pay

[App page](https://appshunter.io/ios/app/marchfelder-smart-pay/id1508986641)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayLife free?

PayLife is free to download, with no in-app purchases.

### Is Marchfelder Smart Pay free?

Marchfelder Smart Pay is free to download, with no in-app purchases.

### Do PayLife or Marchfelder Smart Pay have ads?

Neither PayLife nor Marchfelder Smart Pay shows ads.

### Which is updated more often, PayLife or Marchfelder Smart Pay?

PayLife ships an update every 3 weeks, and Marchfelder Smart Pay every 4 months. Most recently, PayLife was updated on November 1, 2026 and Marchfelder Smart Pay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*