# PayLife vs gutversichert

PayLife and gutversichert are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayLife ships an update every 3 weeks, gutversichert every 5 weeks. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | PayLife | gutversichert |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/paylife/id999719607/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 30.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | — |
| Size | 288 MB | 70 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [easybank AG](https://appshunter.io/developer/480659356) | [Interessensgemeinschaft osterreichischer Versicherungsmakler (kurz IGV Austria)](https://appshunter.io/developer/1693582665) |

## What reviewers say

### PayLife

[App page](https://appshunter.io/ios/app/paylife/id999719607)

Manage your credit card services securely and conveniently. Features include quick registration, secure payment authorization, online billing, and card management tools. Access exclusive benefits for specific cardholders.

**Highlights:** Secure login with app code or biometrics, 3D Secure registration and payment authorization, Online card statements and transaction overview, Card blocking and PIN display, GeoControl and currency exchange information, Exclusive features for PayLife Black users

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### gutversichert

[App page](https://appshunter.io/ios/app/gutversichert/id6466640171)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayLife free?

PayLife is free to download, with no in-app purchases.

### Is gutversichert free?

gutversichert is free to download, with no in-app purchases.

### Do PayLife or gutversichert have ads?

Neither PayLife nor gutversichert shows ads.

### Which is updated more often, PayLife or gutversichert?

PayLife ships an update every 3 weeks, and gutversichert every 5 weeks. Most recently, PayLife was updated on October 24, 2026 and gutversichert on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*