This application offers two credit cards - PETAL 1 for improving credit scores with no annual fee and PETAL 2, an advanced card with cash back benefits and no fees. Both cards provide cash back offers, budget management tools, and report to credit bureaus without requiring previous credit history.
What We Love
- 💳 Great starter card for building credit
- 💰 Decent cash back rewards
- 📱 Easy-to-use app
- 🤝 Helpful customer service
Room to Improve
- 🔒 Difficulty changing account details like phone number
- ❌ Accounts randomly suspended or closed with no explanation
- 💰 High interest rates and unexpected fees
