Voice Memos yes; Live not so much
I switched to live transcription ($15 monthly fee, unlimited) only to find a significant drop in accuracy even dropping several words in sentences. Also there was no speaker identification in live and it’s segmented into 15 second intervals with a period at every 15 sec mark which meant lots of editing. On the positive side it did edit out the “uhms” and “uhs.
Additionally, customer service response time was slow, waiting several days to get a response. Ultimately, I canceled the service.