Leave a Review Skipton Building Society
Not useful for Mortgages
Whilst the app is alright - elements are large and clear, as a mortgage customer it doesn’t do much for me. It’s very good at showing me payments I have made which isn’t very helpful as they are pre-defined and don’t change. It’s also good at showing me the remaining balance of the mortgage but that’s not a fast moving milestone. It doesn’t show any indication of how much interest has been charged either each month or cumulative over the course of a year; a vital statistic for a borrowing product (the website is no better either). It also doesn’t allow overpayments. Overall it doesn’t really help with management of the product when it could do much more to help people manage their product. Information is essential for managing and understanding debt.
Edit: I wrote this review months ago. There have been no improvements in these key areas. I still have to write a letter to find out how much interest I’m paying and I still can’t make overpayments even though this was “coming soon”.Show lessWetEmoFish
Developer Response
Hi there, thank you for taking the time to leave feedback. We are adding new features to our app as this is developed and over payments will be a feature in the future. You are able to make bank payments to overpay. If you require further details around this please email onlinecontact@skipton.co.uk - JadeRegistration and annoying withdrawal problems
The app booted me out of my account today because I reached the device limit. I logged in to the Skipton website and eventually found the required page. It turned out I only had 2 registered devices so it made no sense I had to delete one of them to use the app. The app should allow users to have more than one registered device without having to jump through hoops.
In addition to this you have to add a nominated account to withdraw funds to. That should be really easy but it’s far from it. I can see loads of other reviews have said this and I wish I saw them before opening an account with Skipton. It look over an hour to eventually add my account due to Skipton logging me out every time I verified who I was using the app. This process is incredibly frustrating because this should be a really easy to do and it’s as if they have made it intentionally obstructive to make withdrawals.Show lessshemsureshot
Developer Response
Hi there, thanks you for your feedback, sorry to read your frustrations regarding this however. Please can you drop us a message at appfeedback@skipton.co.uk with your details so we can explore your account for you?Good but lacks important features
The app is good for tracking your mortgage statements and your outstanding balance on your mortgage. However it lacks an important feature that is available on other lenders apps. This app does not allow you to make over payments on your mortgage. For the past 4 years when you press the option to make a payment it comes up with an error message saying this feature is been worked on. How long does it take to add a basic feature. Very poor!Show lessB0ll0X
Developer Response
Hi there, thank you for your feedback. This is something we are working on and we have plans in the future to add more functionalities for our mortgage customers. We will provide further updates when available. If you have any questions regarding making overpayments, please email us at appfeedback@skipton.co.uk. Thank you - Jodie