Free
Kuda - Free transfer & payment
Pay, save & invest money
⭐️4.7 / 5
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🙌112K
Ratings
📼8 scs
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📦~ in 1 week
Updates frequency
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All Versions of Kuda
2.002352
June 25, 2024
• Address verification now includes more address details to speed up the process.
More2.002351
June 21, 2024
• Say hi, we’re on video! Reels are now on your Kuda app. Watch, learn and be entertained.
• It’s nothing you’ll notice, but we augmented referrals.
• We made behind-the-scenes tweaks to Friends on Kuda.
More2.002350
June 7, 2024
Updates To Onboarding
We made the following updates to our signup process:
• Creating a Kuda profile (not an account) requires adding an email address which we’ll verify with a one-time password (OTP), then creating a password and a Kuda username.
• Opening a Tier 1 account requires adding a BVN (Bank Verification Number) which we’ll verify by sending an OTP to the number linked to it.
• Opening a Tier 2 account requires adding an NIN (National Identification Number) with details that match the BVN linked to the account.
• Opening a Tier 3 account requires uploading proof of address on the app followed by an in-person verification of the address.
More2.002349
May 29, 2024
• Extended Safety Mode: For extra security, transactions will now require confirmation with a code after a device change.
• Change in Account Tiers: Upgrading an account to Tier 3 now requires uploading proof of address followed by physical verification of the house address linked to the account. Account balances above the balance limit for Tier 2 will be allowed until May 31, 2024.
More2.002348
May 26, 2024
• Extended Safety Mode: For extra security, transactions will now require confirmation with a code after a device change.
• Change in Account Tiers: Upgrading an account to Tier 3 now requires uploading proof of address followed by physical verification of the house address linked to the account. Account balances above the balance limit for Tier 2 will be allowed until May 31, 2024.
More2.002347
May 21, 2024
• Extended Safety Mode: For extra security, transactions will now require confirmation with a code after a device change.
• Change in Account Tiers: Upgrading an account to Tier 3 now requires uploading proof of address followed by physical verification of the house address linked to the account. Account balances above the balance limit for Tier 2 will be allowed until May 31, 2024.
More2.002346
May 15, 2024
• Extended Safety Mode: For extra security, transactions will now require confirmation with a code after a device change.
• Change in Account Tiers: Upgrading an account to Tier 3 now requires uploading proof of address followed by physical verification of the house address linked to the account. Account balances above the balance limit for Tier 2 will be allowed until May 31, 2024.
More2.002345
May 2, 2024
We made slight, experimental tweaks to the app experience that you might not notice yet. Keep a lookout all the same.
More2.002344
April 22, 2024
- Salary earners can now apply for loans!
- We added a loan calculator for estimating monthly interest on loans.
- We added a resend option for loan offers whose verification codes expire.
- Loan applications now include location data.
- We optimised the performance of our credit systems.
More2.002343
March 28, 2024
- For extra security, changing your transaction PIN now requires a one-time password (OTP).
- To meet Central Bank regulations, you can now add your NIN to your Kuda profile easily.
- We improved the process for opening a Kuda naira account.
MorePrice History of Kuda
Description of Kuda
Welcome to the money app for Africans!
Open a Kuda account today and join over 7 million people who use Kuda for easy banking, investments through a stock trading account, savings and on-the-go payments.
Kuda is the smart way to do your banking every day, pay, make free money transfers, invest and manage your money on your phone. Download the Kuda banking app, open a Kuda bank account on your phone, add money and request a Kuda Visa card.
Make banking easier for yourself. Get 25 free money transfers to any Nigerian bank every month, pay online and offline easily, invest and save money automatically. Download the Kuda banking app today to pay, save and invest!
Kuda is licensed by the Central Bank of Nigeria.
Why Should You Get Kuda?
- Open a bank account for free in minutes, start banking and pay easily immediately.
- Make money transfers to any Nigerian bank for free up to 25 times every month (Nigeria users only).
- Pay online and offline with secure payment options.
- Create a Kuda Username to make unlimited free money transfers within the Kuda community without a bank account number!
- Set up a trading account on the app to invest in US stocks (Nigeria users only).
- Request a virtual and physical Kuda Visa card with pickup and nationwide delivery options. (Nigeria users only.)
- Save money easily with our automated savings features and get up to 8% annual interest! (Nigeria users only.)
- Pay across borders with money transfers to Nigeria from the UK at competitive rates. (UK users only.)
- Pay bills and buy airtime for all major networks. (Nigeria users only.)
Open A Free Account Now
We know your money is important to you, so we won’t charge you unnecessary bank fees for banking with us.
Watch Your Money Grow
- Banking is more rewarding with Kuda! Save a lump sum or set a percentage to save periodically and we'll pay you up to 8% annual interest on your savings, so your money keeps making money. (Nigeria users only.)
- You can also save every time you pay directly from your Kuda bank account with Kuda Spend+Save. It's the smartest way to save! (Nigeria users only.)
- Invest in US stocks with a trading account. Trading services are provided by a third party. (Nigeria users only.) Disclaimer: Invest wisely! The value of stocks fluctuates and stock trading involves possible loss of capital.
- Pay subscriptions with gift cards for the top streaming services. Shop internationally and pay with gift cards for the most popular online stores.
Your Money Is Safe At Kuda
- We know debit cards go missing sometimes, which is why you can block your card on the app (and unblock it if you find it).
- Banking is personal. Use Private Mode to hide your account balance from prying eyes.
- If you need help, you can chat with us on the app or send a message to help@kuda.com anytime.
Switch To Kuda In Two Easy Steps:
1. Open your account: Download Kuda and open a Kuda bank account on your phone.
2. Add money to your account: Send money to your Kuda bank account from any other bank’s app or through internet banking or move money from your debit card.
For more information about Kuda, please go to kuda.com.
Spend smarter, save more and get the most out of your money with Kuda.
Download the Kuda banking app now to bank, save money, invest with a trading account and pay!
Nigerian banking services are offered by Kuda Microfinance Bank (RC796975), with registered address at 151 Herbert Macaulay Way, Yaba, Lagos, Nigeria. Kuda Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).
UK services are offered by Kuda EMI Ltd (Company No. 13724208) with registered address at 5 New Street Square, London, EC4A 3TW, United Kingdom. Kuda EMI Ltd is a Distributor of Modulr FS Limited. Modulr FS Limited (Company No 09897919), is regulated by the Financial Conduct Authority for issuance of electronic money under reference 900573.
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Kuda: FAQ
Yes, Kuda can support iPad devices.
Kuda Technologies Limited developed the Kuda app.
Kuda minimum iOS requirement is iOS 13.0.
Users are raving about Kuda, which has an exceptional rating of 4.7 out of 5.
Kuda Relates To The Finance App Genre.
2.002352 is the newly released Kuda version.
Kuda updated its app on July 3, 2024.
The release date of the app was February 6, 2023.
This app is rated for ages 4 and up, and contains only family-friendly content.
The following list of languages is supported by the Kuda app: American English.
No, Kuda is not featured on Apple Arcade.
Unfortunately, users cannot make in-app purchases within Kuda.
No, Kuda does not provide support for Apple Vision Pro.