You need three logins to use. One for app, one for kwik pay, and one for offers. All are accessed through one app. Ridiculous! Activated offers disappear from the time you activate them in store until you get to the counter. Not the 10 minutes they say you have.
You should be able to add your bank info to pay Kwik pay balances, which is way simpler than what is happening here.
Offers shouldn’t have another login to use, they should be available after the first login.
Developers should take a look at the Sheetz app and take notes.
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