Not practical due to cash advance fees
This app was recognized by my credit card company as a ‘cash advance’ transaction, and I recently got charged an AED 200 cash advance fee for loading 200 on the card (so AED 400 in total!)
This wasn’t the case before. Edfundo should first reach an agreement with local banks to avoid these charges as it’s not practical to load the card otherwise (unless you do it through bank transfer which is not instantaneous).