A-Bank

Asia Digital Bank Ltd. (Labuan Investment Bank) (Registration No. LL16434), hereinafter referred to as AsiaDB, is committed to becoming the world's leading digital asset operator through the development of a digital asset investment and financing inclusive self-service financial platform with advanced digital financial technology as its core. Based on Malaysia's Labuan Financial Services and Securities Act 2010 and other standard requirements for compliance and risk control, AsiaDB's business innovates digital financial products and business processes to provide safer, lower cost and more transparent and efficient financial services for enterprises and individuals. Functions A-Bank Super Wallet application supports remote account opening for individual and corporate clients and provides an offshore financial account management system with the following benefits: 1.Offshore open regulatory system Greater flexibility in adopting innovative technologies and process re-engineering within the same business area. 2.Offshore financial regulatory policy Account opening and operating process systems built on FinTech for a unified customer experience. 3.Blockchain-based distributed ledger technology enables customer privacy policy and compliance requirements Address the pain point of having to meet regulatory compliance requirements in different jurisdictions. 4.Inclusive Self Financial Services Scale effect is more obvious than traditional financial services, reducing costs and increasing efficiency. AsiaDB’s Super Wallet integrates traditional finance and digital financial services, applying the features of blockchain peer-to-peer transmission, distributed bookkeeping storage, cryptographic algorithm and consensus mechanism to cross-border payment business, providing fast and efficient cross-border payment solutions for cross-border goods trade, service trade (study abroad, hotel, air ticket, travel, etc.), and express remittance, etc. Now it supports five fiat currencies (MYR, SGD, USD, RMB, and HKD) and two stablecoins (USDT and USDC). Users can freely choose offline or online approach to complete the top-up and withdrawal via bank transfer, wire transfer, Visa, MasterCard, JCB, UnionPay International, PayPal, Alipay Overseas, WeChat Overseas and other methods. Compliance in Operations The governance framework of A-Bank Super Wallet application is established based on the principle of "overall design, comprehensive promotion, and pragmatic", completing the comprehensive integration and improvement of the existing risk management and internal control system, identifying and assessing various risks in the process, determining control measures and requirements, and establishing a systematic, transparent and documented compliance and internal control management system that is in line with the actual situation of A-Bank. We will establish a systematic, transparent and documented compliance and internal control management system that meets the actual situation of A-Bank. A-Bank Super Wallet application meets the requirements of Labuan Financial Services Authority of Malaysia and is made in full reference to the documents issued by the Basel Committee on Banking Supervision on compliance risks, fully complies with the requirements of the Labuan Financial Services and Securities Act 2010 of Malaysia on the compliance risk management mechanism and matches the requirements with the processes and job responsibilities. The A-Bank Super Wallet application will also reserve space and interfaces for future compliance management enhancements, effectively combining risk and the provision of financial services, thereby improving overall risk management and increasing risk prevention capabilities.