ODNB Mortgage

The home you love, with the Bank you trust. Don’t be just a mortgage number, but rather enjoy our personal attention and sophisticated solutions at Old Dominion National Bank. Whether you are purchasing a home or refinancing, we can help you with your home ownership dreams. We have several mortgage loan types available including Conventional, Federal Housing Administration (FHA) , Veterans Affairs (VA), United States Department of Agriculture (USDA) , Federal Home Loan Bank Affordable Housing Program (AHP) , and Virginia Housing. ODNB is also a participating lender in the Mortgage Credit Certificate Program (MCC) , which provides eligible first-time homebuyers with a dollar-for-dollar credit toward their federal income tax. The credit is valid for the life of a mortgage, as long as the homeowner lives in the home — potentially saving thousands of dollars. ODNB commits to making the process of securing a home loan as easy as possible for you. To that end, please use our ODNB Mortgage App as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the ODNB Mortgage App has a feature to benefit you. Key Features: • Compare different lending scenarios using various loan programs to help determine which product is the best for you. • Calculate the possible savings (or cost) of refinancing your mortgage. • Determine if homeownership is an affordable option for you based on your current income and monthly expenses. • Scan in required documents on your phone and upload them quickly to expedite the loan approval process. • Easily access contact information for your ODNB Loan Officer and real estate agent and share this information with your family and friends. • Stay up-to-date on industry news and happenings that may impact your loan, like a change in mortgage interest rates. The calculations provided by the ODNB Mortgage App are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your ODNB Loan Officer for a customized solution tailored to your specific financial situation, needs, and goals. Your Loan Officer can also assist you with any questions you have about your loan and the loan approval process. Let ODNB Mortgage show you how simple securing a home loan can be.