Leave a Review Debt Payoff Assistant
Works well, but one issue for me
I really do love this app and feel that for the price of free, I can’t complain much. It does help me to see how I can pay off debt faster and I do like to see the breakdown of what my balances will be with the snowball method. The only issue I have is that it doesn’t keep up with time. I started using this back in March and the balances don’t keep up even though I mark how much my payments are and interest. So even though we are a few months down the road my balances still look the same. So I have to readjust the payments and basically start over each month. Not a big inconvenience but still could be improved.Show lessKaylaMeyer87
Works great but can improve a lot
I love plugging debt in and seeing my best course of action. It’s great if you only want to snowball bills or have a set payment for all your bills. However it could use a few minor tweaks that would improve it a lot.
(1) There is not a way to just pay extra principle towards debt without snowballing the minimum payments from paid off debt. You can do it one bill at a time but that is only functional for the top priority bill. Choosing which bills you want to snowball into or from rather all or none would make a huge difference.
(2) I also wish the balances of debts kept up with time. Every time Inwant to add a debt or rethink my plan I have to change all the balances.
It still receives 4*s for ease of use, simplicity, and the benefits it does offer. I bought the ad-free version as a tip to the creator. I do not notice many ads with the free version. I would have donated more if allowed.Show lessbrandon From state farm
Ok but
It’s simple enough to use but today the 30th of March, I put in a debt with a due date of the 21st and it put the 21 of March and I’ve already made the payment for March! Why does it do that? It should be obvious that the next payment is for the 21st off April, right?secondmac
Can’t edit
Can’t edit your debt if you continue to charge. Also can’t change your monthly minimum payment as they change each month so it’s not helpful I have to delete the whole debt and renter it with the new amount owed and that months minimum payment so I know how much to pay the others.Mikey Fern
Need real time data
The app is nice as far as creating a plan for you to help pay off debt but it would be nice to see your actual progress/remaining balance. When you try to edit the balance it changes the entire plan and throws off the monthly payments. I don’t want to login and see my original start off debt: it’s depressing lol. But it’s simple and easy to use!!Show lessAlona Starr
What Happened?
I tried submitting my Review. It wouldn’t take ANY name I put for my review. So I changed my stars from 1 to 5 stars to get around. I am purchased the app, put in the amounts I was tracking etc and felt great. I started to pay off more on the cards so I put in the new balance, and... now the payoff dates are in the past!? What happened? This is crazy! Doesn’t help me at all. Are you going to fix it, if so when? If not I would appreciate my money back.Show lessjmadaner
Well, not as good as I thought ...
I really started to like this app, but I’m on income based student loan payments and this app says my monthly payment is too low that it needs to be at least a certain amount that is almost $100 higher than my payment I’m trying to put in. I can’t even afford the payment I have, thanks for making me feel worse when I’m trying to get on track with my bills. 😡Show lessdmtraub
I wanna love this
I wanna love this app. I’ve downloaded and tried so many free apps and by far this is the best...EXCEPT the dates. Why is everything dated for March 2019 and on? No matter when I input the debt. That makes it not accurate. PLEASE FIX!!!Babeweeks
DebtPayoffApp
App works as described. Only problem I have is no iCloud sync. That is a most important feature when dealing with data.Fujgsfb
Perfect EXCEPT
Although this is far easier than creating the spreadsheet to do the math, it is far less flexible. Like another user commented, a date flexibility option would be helpful. For example, I have a Payne t due on the 15th, but apply an additional 2k on the first, it will only let me add it to the 15th payment which makes a big difference in keeping my numbers right.Show lessmomlife4+1
