6pm: Safe to Spend

Most budget apps want an hour a week. 6pm wants one minute a day. All day it catches what you spend — Apple Pay, receipt photos, bank emails, your voice. At six, you swipe once to close the day. Tomorrow morning you get one number: what’s safe to spend today. KNOW WHAT’S SAFE TO SPEND TODAY One number on your Today screen, worked out from your pay, your bills and what you have already spent. Spend less today and tomorrow’s number grows. CLOSE YOUR DAY IN ONE SWIPE At six, 6pm shows what it caught. Keep it, edit it, or mark it not yours, then swipe once. The day is closed. SIX WAYS TO LOG, ONE INBOX Apple Pay taps, receipt photos, forwarded bank emails, VietQR scans, your voice and a quick keypad. Everything lands in one inbox for the close. ASK BEFORE YOU SPEND Can I afford a dinner on Saturday? Ask 6pm answers from your own numbers. A BUDGET PLANNER THAT PAYS YOU FIRST Bills are set aside and pots fill each pay cycle before anything is called spendable. A MONEY DIARY YOU’LL ACTUALLY KEEP Every closed day is a page. Look back at a month in one glance. LOOKS AND COMPANIONS Eleven looks, from Sơn Mài lacquer to Neon Alley, that follow your real clock from dawn to midnight. Six companions keep you company, and your Home Screen icon can follow the one you pick. PRIVATE BY DESIGN No bank login, ever. Your money stays encrypted on your iPhone. Ask can run on this iPhone, offline. 6pm is open source. 6pm is free. 6pm Max adds every look, unlimited Ask and pots, Travel mode, the Year book, encrypted backup and export, and widgets in your look. 6pm is not affiliated with or endorsed by any bank, wallet or payment network it works with. Bank and wallet names belong to their owners. Terms of Use: https://at6pm.app/terms Privacy Policy: https://at6pm.app/privacy