Simple envelope budget tool
Just what I was looking for when my budgeting program of 25 years stopped working. This envelope system is a no frills way to keep me on track and make sure I don’t over spend. Set up as many envelopes needed to pay bills, spend, and save. One thing I miss is being able to print a summary of the envelope balances, which came in handy when my last budget program crashed, but I can screen shot the envelope list instead.
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I love this app. Simple, as a budget should be.
This app doesn't have any fancy bells and whistles, which is why I love it. Most budgeting apps try to do everything, like tracking your income, bills, spending, etc. But if you have your bills sorted out and set to auto pay, all you really need to worry about is your discretionary spending for the month. That's what this app allows you to easily do: allot money to envelopes, and withdraw what you spend.
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Simple design
This app may look too basic but really it is power. I tried a more complicated one but ran into issues with it not linking to the bank and it taking so long to enter your information. This on is really easy, but you have to know how to make it really work. This app wont teach you how to maximize, but if you have this knowledge already this is perfect. Even easy for teens to learn how to envelope budget.
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Great app, everything I need for “digital cash stuffing”
This app is great. It does everything I need to do “digital cash stuffing” (without envelopes and actual cash). I like the clear interface and Quick Deposit feature. I also like the fact that it doesn’t have extra unnecessary features that really just make budgeting apps confusing and overly complicated. My only critique is that the User Guide is a bit long and doesn’t have a search function (from what I can tell) so a search function, FAQ section or app tutorial would be great for the few occasions where I have had questions. Otherwise it does everything I need and has been great for helping get my budget in order!
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Love it!!
So simple and easy to use!
Only thing I would love it to have, Is to be able to group envelopes in different groups so you can have the balance at top for each group.
Only thing I would love it to have, Is to be able to group envelopes in different groups so you can have the balance at top for each group.
My Favourite App of All Time
Yeah okay it’s pretty nerdy for my favourite app to be a budgeting app, but I’m a budget fanatic and I haven’t been able to find a single app that stacks up to this. I temporarily lost my iPhone and my backup phone wasn’t iOS so I couldn’t use this app for awhile and I my money management went out the window. Thank goodness I got my phone back.
In any case, this app is simple, nice to look at, and does its job perfectly. The quick deposit feature is fantastic. Every fortnight when I get paid, I hit the little arrow at the top of the list and all my money goes exactly where I need it to.
Brilliant!
In any case, this app is simple, nice to look at, and does its job perfectly. The quick deposit feature is fantastic. Every fortnight when I get paid, I hit the little arrow at the top of the list and all my money goes exactly where I need it to.
Brilliant!
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Excellent App
This is such a simple premise but so helpful for everyday budgeting. I've been using for years and recommend to all my friends.
Old School Method for Modern Times
If most people are like me they probably have their paychecks direct deposited and seldom ever have cash on hand. This app allows you to use the old school method of putting cash into envelopes for budgeting, by allowing you to put your digital money into digital envelopes for budgeting. It’s a simple yet effective method when you’re diligent enough to keep up with recording your transactions. There are some possible improvements that could be made. As other reviewers have mentioned it would be nice to be able to sync to the phone of a spouse so both can be on the same page and know where the family budget stands. Would be nice if you could have multiple “accounts”, if you have a joint account and a personal account. Or perhaps an account for cash or for credit card could be created. Even without these features though it’s still a very useful app to use when budgeting.
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Keeps me on track
This app does the business. It keeps track of all the different “accounts” I have within my bank accounts seamlessly. I always know how much money I have available for each purpose and it’s easy to check against my bank account total since the sum total of all envelopes is right at the top of the app. I use the bulk quick deposit option when I get paid and then just have to make sure to enter any transactions I do during the day so I can see exactly where my money is. I love knowing exactly how much fun money I have left.
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Best!
I couldn’t live without this app. I know down to the penny what I have and where it’s going. I also love how I can write notes about what I spent it on. Fantastic!
