ifthenpay

This App is exclusive for ifthenpay customers. Get in touch with us if you are not yet our customer.   The App provides the following features:   • Generate Multibanco and MB WAY References
 • Send Multibanco References via SMS, E-mail, QR Code, etc. 
• Pay By Link: Generation of payment links
 • PAY.ME: Generation of QR Code for payment
 • Dynamic Multibanco References with validity
 • Receive realtime payment notifications
 • Consult payment history 
• Graphically analyze the evolution of payments
 • Consult contract data
 • Validation of entry in events, from registration in forms.   
GOAL   • Allow companies, online stores, schools, clubs, associations and municipalities to issue Multibanco or MBWAY References in their documents or website, which can be paid on the Multibanco network, Homebanking, MB SPOT, Mobile Phones or TPAs.   
BENEFITS   • Greater ease and simplicity of payment;
 • Payment at any Multibanco terminal, Homebanking, MB Spot, Mobile Phone, TPA or MBWAY;
 • Possibility of payment 24 hours a day;
 • Immediate payment notifications (in realtime);
 • Safe and reliable means of payment that the user knows well;
 • Protection of user data (the customer does not need to enter bank details online);
 • The user pays directly from his bank account without the need to previously create or load other types of accounts (electronic purses or wallets);
 • No cost to the user;
 • The costs for the seller are equal and independent of the channel that the user chooses;
 • Decreased payment terms and more effective collections;
 • Decrease in costs and administrative work in billing; 
• The "check out" process in online stores is carried out entirely within the seller's website (independence of third-party services)   
PAYMENT CHANNELS/METHODS   Our multibanco references can be paid in any of the following channels (payment for services/purchases option):   • ATM Terminals: there are thousands of ATM terminals spread across the country;
 • Homebanking: Comfortably at home on bank websites;
 • MB SPOT: through MB SPOT channels and partner network;
 • Bank Cards: currently there are more than 19 million MB cards, 98% of which are co-branded with leading international systems such as Visa, MasterCard or American Express;
 • Mobile phones: through MB Phone or TeleMultibanco, which turns your mobile phone into an ATM terminal;
 • Mobile phones: through the iOS application offered by the main banks operating in Portugal;
 • Physical or virtual POS: through the payment option for services/purchases;
 • MBWAY
 • Credit card   
HOW IT WORKS   1. Data for payment via Multibanco, MB WAY or Credit Card are available according to the amount to be paid on your online sales website, in your traditional paper documents, in your customer area, in the ifthenpay app, etc. .;   2. Your customer pays at an ATM, Homebanking, MB Spot, Mobile Phone, TPA, MBWAY;   3. Immediately after payment, ifthenpay sends you an e-mail notification of confirmed payments (you can also consult in realtime on the internet, on your mobile phone, via webservice or callback);   4. ifthenpay transfers the payment amount daily minus the cost of the service;   5. Monthly we send an Invoice/Receipt with the value of the services provided, a monthly statement of payments received and proof of transfers made;   If you are not yet our customer, contact us to join the service.   
CONTACTS   ifthenpay, Lda. Payment Institution Authorized and Supervised by Banco de Portugal (registration number 8707)   VAT: 510 450 024
 Own Capital: €1,105,188.12 
Rua S. José n.º 771
4535-404 Santa Maria de Lamas
 P. +351 227 660 871 
E. support@ifthenpay.com