Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • July 26, 2022
  • March 1, 2023

Features

A1Credit screenshot #1 for iPhone
A1Credit screenshot #2 for iPhone
A1Credit screenshot #3 for iPhone
A1Credit screenshot #4 for iPhone
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About

Access instant personal and business credit with this mobile application. Apply for loans ranging from N50,000 to N1,000,000 with repayment terms of 12-36 months. The process is designed to be simple and accessible directly from your smartphone.

Instant credit access
Personal and business loans
Loan amounts from N50,000 to N1,000,000
Repayment terms of 12-36 months
Simple mobile application process
Monthly repayment options
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What's New in A1Credit

1.3

March 1, 2023

New features and optimization

User reviews

Idiot people

You guys must be very stupid by telling me my documents are pending for how many weeks now
Idiot people

FAQ

What is the minimum and maximum loan amount offered by A1Credit?

A1Credit offers loan products ranging from N50,000 up to N1,000,000. The specific amount you qualify for will depend on their credit scoring algorithm and your submitted details.

What are the repayment terms for loans from A1Credit?

Loan repayment periods for A1Credit range from 12 to 36 months, with monthly repayment being the usual schedule. The example provided shows a 12-month tenor for a personal loan.

What are the interest rates and APR for A1Credit loans?

The minimum interest rate is 3% per month, and the maximum is 10% per month. This translates to an Annual Percentage Rate (APR) of 36% to 120%.

Who is eligible to apply for a loan with A1Credit?

To access soft loans from A1Credit, you must be above 21 years of age and employed with a stable income. Salary earners, especially civil servants, are specifically mentioned.

What documents are required to apply for a loan with A1Credit?

You may be required to submit your bank statement and a valid ID. For loans above certain amounts, additional documents like your NIN and bank cheque might be requested for verification.

Does A1Credit require a guarantor?

Yes, A1Credit requires at least one guarantor for loan applications. This is part of their verification process to aid in serving you better.

What is the update frequency for A1Credit?

The latest version of A1Credit, 1.3, was last updated on March 1, 2023. This indicates a development cycle that likely involves periodic updates for improvements and bug fixes.

What devices does A1Credit support?

A1Credit is available on iPhone, iPad, and iPod devices. It is designed for iOS users looking for mobile lending solutions.