Idiot people
Idiot people

Archived App
This is an archived listing of the app previously available on the App Store.Access instant personal and business credit with this mobile application. Apply for loans ranging from N50,000 to N1,000,000 with repayment terms of 12-36 months. The process is designed to be simple and accessible directly from your smartphone.
1.3
March 1, 2023
New features and optimization
A1Credit offers loan products ranging from N50,000 up to N1,000,000. The specific amount you qualify for will depend on their credit scoring algorithm and your submitted details.
Loan repayment periods for A1Credit range from 12 to 36 months, with monthly repayment being the usual schedule. The example provided shows a 12-month tenor for a personal loan.
The minimum interest rate is 3% per month, and the maximum is 10% per month. This translates to an Annual Percentage Rate (APR) of 36% to 120%.
To access soft loans from A1Credit, you must be above 21 years of age and employed with a stable income. Salary earners, especially civil servants, are specifically mentioned.
You may be required to submit your bank statement and a valid ID. For loans above certain amounts, additional documents like your NIN and bank cheque might be requested for verification.
Yes, A1Credit requires at least one guarantor for loan applications. This is part of their verification process to aid in serving you better.
The latest version of A1Credit, 1.3, was last updated on March 1, 2023. This indicates a development cycle that likely involves periodic updates for improvements and bug fixes.
A1Credit is available on iPhone, iPad, and iPod devices. It is designed for iOS users looking for mobile lending solutions.