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Acordo Certo

Acordo Certo

by IQ360 Servicos de Informacao e Tecnologia LTDA.

0 ratings
2 reviews
With Ads
💰 Finance
With Ads

Details

  • Released
  • Updated
  • June 11, 2026
  • August 14, 2026

Features

Developer

IQ360 Servicos de Informacao e Tecnologia LTDA.
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About

Consult and negotiate your debts online with partner companies. Access special conditions, including government programs, to regularize your financial situation quickly and securely. All done 100% online from your mobile device.

✓Consult CPF for free
✓Negotiate with over 45 partner companies
✓Access Desenrola program conditions
✓Renegotiate with up to 90% discount
✓Use FGTS to pay off debt
✓100% online negotiation
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What's New in Acordo Certo

7.9.0

August 14, 2026

Estamos sempre trabalhando para deixar o nosso app cada vez melhor para você! Esta atualização inclui algumas correções de bugs e melhorias de desempenho para tornar a sua experiência muito mais fluida."

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User reviews

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Terrível

Recebo noite e dia e-mails, dizendo que tenho dívida, mas na verdade não tenho, tentei entrar no site e não foi, entrei neste app e diz que não tem dívidas.
Eu_ApolinárioEu_Apolinário

Empresa desonesta

A empresa Acordo Certo lota a tua caixa de e-mails dizendo que você tem débitos e processos de cobrança em andamento. Para acessar as informações sobre, você fornece dados pessoais e é adicionado à carteira da empresa. Aí, quando você finalmente acessa , é informado que não há dívidas ou negociações. Essa empresa gera preocupação ao cidadão e capta de forma ilícita consumidores. Vou informar aos órgãos necessários.
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Loan YojLoan Yoj

Developer apps

Consumidor Positivo
Consumidor Positivo

by IQ360 Servicos de Informacao e Tecnologia LTDA.

💰 Finance

(192)

Free
With Ads
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FAQ

What is Acordo Certo?

Acordo Certo is an online debt negotiation platform that has helped millions of Brazilians resolve their financial issues since 2015. It is a brand of Consumidor Positivo, part of the Equifax Boa Vista group, a major reference in credit and financial analysis in Brazil.

How can I consult my CPF on Acordo Certo?

You can consult your CPF for free on Acordo Certo to discover which debts are negatively impacting your credit score. The process is quick, free, and without bureaucracy, all accessible through the app.

Which companies can I negotiate debts with on Acordo Certo?

You can negotiate debts with over 45 partner companies, including major banks like Itaú, Nubank, and Bradesco, as well as telecom operators, universities, and retail businesses, all in one place via the app.

Can I use Acordo Certo to access the Desenrola program?

Yes, Acordo Certo provides access to the Desenrola program for banking debts such as credit cards, overdrafts, and personal loans. You can check if your debt is eligible and take advantage of special conditions to settle it.

Is it safe to provide my data to Acordo Certo?

Yes, Acordo Certo and Consumidor Positivo treat your data with total security, following the guidelines of the LGPD (General Data Protection Law). Your information is handled with confidentiality and full protection.

Does Acordo Certo have ads?

Yes, Acordo Certo contains advertisements. As an ad-supported application, it displays ads to users.

What documents are needed to negotiate a debt on Acordo Certo?

You only need your CPF to start the negotiation. To finalize the agreement, you will also need to provide your date of birth, mobile number, email, and mother's name.

How often is Acordo Certo updated?

The app was last updated on August 14, 2026, with version 7.9.0. This indicates a commitment to regular updates and improvements for the application.