Affluent Plus

Affluent is a personal retirement and wealth planning app designed for working professionals in Ghana. Whether you're tracking your SSNIT contributions, managing a stock portfolio, or planning for life after work — Affluent gives you a clear, private picture of your financial future. All your data stays on your device. Affluent doesn't require an account, doesn't send your financial information to any server, and doesn't sell your data. You are in complete control. WHAT YOU CAN DO Retirement Planning Calculate your projected retirement income based on your SSNIT Tier 1 and Tier 2 contributions, Provident Fund (Tier 3) balances, and Past Credit Pension. Set your target monthly withdrawal, years to retirement, and see a clear projection of whether you're on track. Portfolio Tracking Track your stock positions with live price updates via Alpha Vantage. Add stocks manually or import your full portfolio from Trading 212. See your total invested amount, current value, and unrealised P&L at a glance. Wealth Dashboard Your total net worth in one view — GHS or USD. A portfolio breakdown chart shows your asset distribution across stocks, pension funds, and custom assets. Check your financial health score and retirement readiness rating. Asset Management Add and manage all your financial assets in one place: SSNIT balances, provident fund holdings, custom assets, and anything else that contributes to your wealth picture. CSV and Excel Export Export your financial data and projections to CSV or Excel for your own records or to share with a financial advisor. PRIVATE BY DESIGN Affluent stores everything locally on your iPhone using iOS's secure on-device storage. No login required. No cloud sync. No ads. Your salary, balances, and investment data never leave your device unless you export them yourself. DISCLAIMER Affluent is a personal finance planning tool and does not provide financial, investment, tax, or legal advice. All projections and calculations are estimates based on the data you enter and are not guarantees of future returns. Please consult a qualified financial advisor before making investment decisions.