Ai Credit

AI Credit is the simplest way to keep track of money between you and the people you do business with. Whether someone owes you or you owe them, record it in seconds and always know exactly where you stand. Perfect for small business owners, shopkeepers, freelancers, contractors, and anyone who lends or borrows money. WHY YOU'LL LOVE IT • See your real balance at a glance — the total you'll get and the total you'll give • Add customers, suppliers, or your own custom groups • Log every "you gave" and "you got" with a note and date • Stop chasing payments with smart, ready-to-send reminders KEY FEATURES • Simple Ledger Add an account and record credit or payments in seconds. A clean, chat-style history shows every transaction with a running balance. • AI Payment Reminders Generate a friendly, polite, firm, grateful, or urgent reminder in one tap — then send it on WhatsApp or SMS. Hundreds of natural wordings so it never feels robotic. • Account Statements Share a clean, professional statement of any account as an image — perfect for WhatsApp, email, or your records. • Insights & Reports Instantly see who owes you, your largest pending amounts, this month's activity, and your overall net balance. • Custom Categories Organize accounts as Customers, Suppliers, or create your own groups like Vendors, Friends, or Staff. • Any Currency Choose from 40+ world currencies — your amounts are formatted correctly everywhere. • Multiple Languages Use the app in the language you're most comfortable with. • App Lock Protect your data with Face ID, Touch ID, or a passcode. • Backup & Restore Export your data to a file and move to a new phone anytime. • Beautiful Design A premium, modern interface with full Light and Dark mode support. PRIVATE BY DESIGN Your data stays on your device. No account, no sign-up, and no internet connection required to use the app. Your money is your business — and it stays that way. Start managing your money the smart way. Download AI Credit today.