AI Spend Tracker: RetroBudget
Credit Card PDF Analyzer
About
This app analyzes your financial statements by uploading PDFs, using AI to categorize transactions without requiring bank account linking. It provides detailed spending breakdowns and visual charts to help you understand your financial habits. Prioritizes user privacy by processing and deleting statements after analysis.
What's New in AI Spend Tracker
1.4
August 18, 2026
Statement imports are now more reliable. Unlock password-protected credit card PDFs during setup, or retry a failed import without choosing the file again. New • Delete your account from Settings, with the option to erase iCloud-backed PDFs and imported financial data. Improved • Category setup works better with larger text, easier-to-tap controls, and clearer VoiceOver labels. Fixed • Deleting a statement now removes both its imported data and PDF. If iCloud cleanup is interrupted, it can safely continue later. • PDFs shared from other apps remain ready to retry if an import fails. • Signing out during setup safely cancels any import in progress.
MoreSubscription plans
Annual
Annual Pro
Developer apps
FAQ
How does RetroBudget categorize transactions?
RetroBudget uses AI to read uploaded PDF bank and credit card statements. It automatically sorts each transaction into relevant categories, providing a detailed spending breakdown without needing direct bank access.
Does RetroBudget require linking my bank accounts?
No, RetroBudget is designed specifically to avoid linking bank accounts. You upload PDF statements directly, ensuring your sensitive banking credentials are never shared with the app.
What is the pricing for RetroBudget?
RetroBudget is free to download and use. It offers optional Pro and Annual subscription plans, with the Annual plan including a 14-day free trial.
How does RetroBudget handle user privacy?
Your uploaded statements are processed and then deleted. The app does not store any data on servers after categorization, and it never asks for your bank password, prioritizing your privacy.
What subscription plans are available for RetroBudget?
RetroBudget offers a Pro plan at $5.99 per month and an Annual plan for $59.99 per year, which includes a 14-day free trial.
What devices does RetroBudget support?
RetroBudget is currently supported on iPhone devices.
How often is RetroBudget updated?
The latest version, 1.2, was released on May 31, 2026. Updates are provided by a solo indie developer who actively seeks user feedback.
What is the age rating for RetroBudget?
RetroBudget has an age rating of 4+, making it suitable for a wide range of users.
