Akù

Akù (Igbo for "wealth") is a personal finance tracker built for real life — log what you spend, what you earn, what you owe on bills, and what you're saving toward, all in one clear picture. No bank linking, no manual spreadsheets, no guessing where your money went. Just fast, honest tracking that respects your privacy. WHY AKÙ Most finance apps want your bank login. Akù doesn't. You log your own transactions — expenses, income, bills, goals — and Akù turns that into a clear, honest picture of your money, updated in real time. KEY FEATURES - Log expenses and income in seconds, organized by category - Track recurring bills with due-date reminders — never miss a payment - Set savings goals and watch your progress update automatically - See your full financial picture at a glance: spending trends, top categories, monthly totals - Works completely offline — log anything anywhere, sync when you're back online - Real-time sync across every device you own - Optional link to Ụgwọ, our private debt tracker, so loans and repayments show up automatically as income and expenses here — one-way, opt-in, never required PRIVACY BY DESIGN Akù was built on one rule: nobody but you should be able to read your financial data — not us, not a data breach, nobody. Every expense, bill, and goal is encrypted on your device before it ever leaves your phone (AES-256-GCM), and only you hold the key. Our servers store encrypted data they cannot read. No bank connections, no ads, no data sold to third parties. WHO IT'S FOR Anyone who wants to understand their money without connecting a bank account or trusting a third party with their financial data — freelancers, students, families budgeting together, or anyone who just wants an honest, private ledger of where their money goes. Wealth. Tracked. Understood.