Altifi

In India, individual investors currently have limited avenues to invest directly in debt instruments of small and mid-sized institutions. Northern Arc with AltiFi aims to enable this opportunity and attract the smallest of investors in the country. On AltiFi, individuals can invest as low as INR 10,000 in alternative investment assets. The platform will bring together Northern Arc Capital’s 13 years of experience and well-tested proprietary risk models to create curated and pre-screened assets on the platform. It will also deploy AI and data analytics at scale to gather market intelligence and help investors make the most profitable and risk-adjusted investment calls. Through this platform, the company targets to bridge the gap of access to alternative investment assets and enable individual investors across the country to make direct debt investments at the click of a button. This end-to-end digital platform aims to democratise debt investing in India by offering investment opportunities in smaller units. Investors can diversify their portfolio and invest in the debt papers of financial institutions and mid-sized companies across the credit rating spectrum. The platform offers a range of debt papers including but not limited to bonds, securitized instruments and Alternative Investment Funds’ units.