Amortize - loan payoff planner
Become debt-free years sooner
About
This app helps you understand the full cost of your loans and plan to pay them off faster. It allows you to compare different payoff scenarios and visualize your progress towards becoming debt-free.
What's New in Amortize
1.0
October 13, 2026
Developer apps
FAQ
How does Amortize help me pay off loans faster?
Amortize allows you to input extra payment amounts and see how quickly you can become debt-free, along with the total interest saved. You can compare scenarios like adding $200 a month to see significant reductions in payoff time and interest.
What types of loans can I track with Amortize?
Amortize is designed to help with various types of loans, including mortgages, car financing, and general debt. You can enter details for each loan to understand its specific payoff timeline and costs.
Is Amortize secure and private?
Yes, Amortize is designed with privacy in mind and works 100% offline. It does not require accounts, sign-ups, or tracking, ensuring your financial details remain on your device.
Can I compare different loan scenarios in Amortize?
Absolutely. Amortize lets you save and compare multiple loan scenarios side-by-side, such as refinancing options, different term lengths (15-year vs. 30-year), or varying down payments.
Does Amortize have ads?
No, Amortize is ad-free. The app explicitly states 'no ads' in its description, ensuring an uninterrupted user experience.
What devices is Amortize available on?
Amortize is available on Mac, iPhone, and iPad, allowing you to manage your loan planning across multiple Apple devices.
How often is Amortize updated?
The latest version of Amortize is 1.0, which was released on October 13, 2026. While this is the initial release, future updates will likely be released periodically to improve functionality and add features.
What is the cost of Amortize?
Amortize is completely free to use. There are no hidden costs or in-app purchases associated with this loan payoff planner.
