AMP Bank GO: Digital Banking

AMP Bank GO: Digital Banking

Save. Earn. Everyday Banking.

1.2K ratings
69 reviews

Details

  • Released
  • Updated
  • January 6, 2025
  • September 16, 2026

Features

AMP Bank GO: Digital Banking screenshot #1 for iPhone
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AMP Bank GO: Digital Banking screenshot #10 for iPhone
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About

This mobile banking app offers everyday Australians and small businesses a seamless way to manage their finances. Earn rewards on balances, enjoy fee-free accounts, and access money through various payment options. It prioritizes security with advanced biometric technology and fraud protection.

Earn Qantas Points on balances
$0 monthly account fees
Multiple payment options (PayID, PayTo, BPAY)
Biometric security and fraud protection
No currency conversion fees on international transactions
24/7 in-app chat support
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+1

What's New in AMP Bank GO

1.78.1

September 16, 2026

Get 25% cashback up to $100 on eligible Uber rides and Uber Eats orders when you open a new AMP Bank GO Everyday Account during the Promotional Period. Terms and Conditions Apply. Visit www.amp.com.au/personal-banking/offers/uber-cashback for more.

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User reviews

Decent

The app is good, has all the basics. Has never gone down or left me stranded like Up and Commbank did. However if they really want to take market share from the big 4 they really need to accelerate the pace of development. Nothing of real significance to the customer has been implemented recently and stuff like scheduled payments dont update the remaining counts etc
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New Customer

Having trouble moving around App finding subjects I’m looking for. Obviously a growing pain.

Idea

AMP is a nice and simple way to bank, but there are somethings I wish it would have. Including a option to lock savings account for 3hrs like UpBank does, as well hide my savings account completely

Good but Incomplete

Spaces are a great idea, and necessary because you can’t have more than one account to seperate out things like bills, direct debits etc. The problem is Spaces requires manual intervention. Just say I want a ‘Rent or Mortage’ Space. I have to move money back out of them to use the funds. This is tediously manual, risks me forgetting before a due date and goes against your stated goal of convenience. You should be able to direct debit from specific spaces with virtual card numbers or account numbers for the space. Your underlying platform can do this, so you should enable that if you want this to be really excellent vs just ok. Nice UI though. Keep going.
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Need new phone to use

I like the app and the great interest rate in savings once I figured out how that works. Convinced my wife to also use AMP go but can’t download the app to her iPhone 7 as it requires iOS 16. Is there a fix that doesn’t require buying a new phone?

Developer apps

FAQ

What are the monthly fees for AMP Bank GO accounts?

AMP Bank GO offers $0 monthly account fees for personal, joint, or business Everyday accounts. Fees may apply for approved business overdrafts.

How can I earn rewards with AMP Bank GO?

You can earn 1 Qantas Point for every $10 on your average monthly balance in your transaction account. These points can be used for personal or business rewards.

What security features does AMP Bank GO offer?

AMP Bank GO prioritizes security with the latest biometric technology, fraud protection, real-time transaction monitoring, and card controls to safeguard your money and data.

Can I use AMP Bank GO for international transactions?

Yes, you can spend, withdraw cash, and pay in foreign currencies with AMP Bank GO. There are no currency conversion fees on international debit card transactions.

What payment methods are supported by AMP Bank GO?

AMP Bank GO supports multiple payment options including PayID, PayTo, direct debit, and BPAY, allowing for seamless access and transfer of your money.

Is AMP Bank GO available on all devices?

AMP Bank GO is available on iPhone and iPad devices, offering a mobile-only banking experience.

How often is AMP Bank GO updated?

The latest version of AMP Bank GO is 1.65.0, and it was last updated on June 11, 2026. Updates ensure the app remains secure and functional.

What is the user rating for AMP Bank GO?

AMP Bank GO has a strong user rating of 4.7 stars based on 1,158 ratings, indicating a high level of user satisfaction.