Analog Capital
Financial planning
About
This financial planning app uses Monte Carlo simulations to project a range of future financial outcomes based on your real income, expenses, and goals. It helps you understand financial risks and opportunities by modeling your life's financial complexities.
What's New in Analog Capital
1.12.0
July 18, 2026
Hardended security bugs and authentication
FAQ
What is Analog Capital?
Analog Capital is a financial planning application that utilizes Monte Carlo simulations to provide a comprehensive view of potential future financial outcomes. It models your real income, expenses, and goals to show a range of possibilities, not just an average projection.
How does Analog Capital use Monte Carlo simulations?
Analog Capital runs thousands of Monte Carlo simulations against your specific financial data, including income, expenses, accounts, and goals. This process generates a wide spectrum of potential future scenarios, highlighting success probabilities and potential risks.
What financial elements can I model in Analog Capital?
You can model salary, bonuses, 401(k) contributions and matches, RSUs, real estate, mortgages, property taxes, and home insurance, alongside recurring expenses. The app aims to reflect how money actually moves in real life.
Can I set specific financial goals in Analog Capital?
Yes, you can add and plan around various goals such as retirement targets, home purchases, education funding, or any custom financial objective. The app shows how these individual goals interact within your overall financial plan.
Does Analog Capital offer personalized financial insights?
Analog Capital provides personalized insights that identify key factors influencing your financial outcomes, such as savings rate, asset allocation, and tax efficiency. It helps you understand where small changes can lead to significant compounding effects.
Is Analog Capital available on multiple devices?
Based on the provided data, Analog Capital is currently supported on iPhone. Further platform availability may be updated in future releases.
How often is Analog Capital updated?
The latest version of Analog Capital is 1.12.0, and it was last updated on July 18, 2026. This indicates a relatively frequent update cycle for the application.
Is Analog Capital free to use?
Yes, Analog Capital is available for free. The provided data indicates a 'Free' price point and no in-app purchases or advertisements.