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Aro: Empréstimo e Crédito

Aro: Empréstimo e Crédito

Simular: Pessoal, CLT e mais

369 ratings
195 reviews
💰 Finance

Details

Released
December 6, 2025
Updated
October 15, 2026

Features

Developer

Aro Plataforma LTDA
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Aro: Empréstimo e Crédito screenshot #1 for iPhone
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Aro: Empréstimo e Crédito screenshot #5 for iPhone
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About

This app helps individuals find personalized credit solutions, even if they have a negative credit score. It analyzes your financial situation through Open Finance to connect you with suitable loan options, offering guidance for future approvals.

✓Personalized credit analysis
✓Credit for negative scores
✓Open Finance integration
✓Various loan options (personal, CLT, secured)
✓Debt renegotiation
✓Guidance for future credit approval
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What's New in Aro

3.0.6

October 15, 2026

Melhoria de performance e correções de bugs.

Events

Read more about Encontre seu empréstimo ideal!
Event EndedAtualização Importante

Encontre seu empréstimo ideal!

Agora você encontra seu empréstimo na Aro.

Aug 25, 2026 — Sep 25, 2026

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User reviews

Most RecentHighest RatedLowest Rated

Bom

Legal
QQtwyga4

Muito bom

🌟🌟🌟🌟🌟
CChefe.rodgermariano

Response from developer

Que bom saber disso, Chefe.rodgermariano! 💜 Ficamos muito felizes com sua avaliação. Crédito simples, rápido e sem enrolação é o que a gente busca todo dia. Sempre que precisar, é só chamar — a gente tá por aqui para ajudar. 💜

Aro empréstimo

Aplicativo ótimo para crédito rápido e fácil,sem burocracias..
Aro é 10/10,levarei comigo nos momentos mais difíceis 💜
J1Júlia 1234

Response from developer

Oi Júlia 1234! Que alegria saber disso! 💜 Aqui na Aro a gente trabalha pra oferecer crédito rápido, claro e sem burocracia — e saber que você confia na gente nos momentos difíceis faz nosso time muito feliz. Sempre que precisar, volte que a gente tá aqui pra te ajudar. 💜

Ótimo

Recomendo ,ótimo
MGMailon Gonçalves

Response from developer

Que alegria! 💜 Muito obrigada pela recomendação, Mailon. É sempre ótimo saber que você gostou. Sempre que precisar, estamos por aqui pra ajudar. 💜

Muito bom

App excelente
KKrevesvuyau

Response from developer

Que bom saber disso! 💜 Ficamos muito felizes que o app tenha sido excelente pra você. Sempre que precisar de crédito, transparência e agilidade, a Aro tá por aqui pra ajudar. Obrigada pelo feedback!

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FAQ

Does Aro have ads?

No, Aro does not contain advertisements. The app is free to use and does not display any ads to its users.

How does Aro work with my bank data?

Aro uses Open Finance, regulated by the Central Bank of Brazil, to securely access your banking data with your explicit consent. This allows for a more accurate financial analysis to find the best credit options for you.

Can I get a loan with Aro if I have a negative credit score?

Yes, Aro specializes in finding credit solutions for individuals with negative credit scores ('negativado'). They analyze your real financial context to identify available personal loan options.

What types of credit does Aro offer?

Aro offers several credit options, including personal loans, credit for CLT (formal employment) workers, credit with collateral (using a phone, vehicle, or property), and debt renegotiation services.

What are the interest rates for Aro loans?

Interest rates vary by loan type and profile analysis. For example, CLT credit starts at 3.99% a.m., with an example of R$2,000 over 12 months costing R$2,125.80. Personal loans start at 9.99% a.m., with an example of R$700 over 9 months costing R$1,227.47.

Is my financial data secure with Aro?

Yes, Aro protects your data with end-to-end encryption. The Open Finance integration is regulated by the Central Bank of Brazil, and you have clear, revocable consent over what you share.

What happens if my credit is denied by Aro?

If your credit is denied, Aro provides guidance and a concrete path to help you get approved in the future. The decision is presented as a starting point for improvement, not an end.

Does Aro charge any fees for credit release?

No, Aro never charges any amount for credit release. If you receive any such request, do not pay and contact Aro immediately through the app or via email at ajuda@aro.ia.br.