This AI-powered money manager is designed for Indian users, understanding UPI transactions and local spending habits. It offers manual entry for mindful spending, receipt scanning, debt tracking, and budget planning with smart categorization.
1.1.1
July 9, 2026
A faster, cleaner Artha: • Redesigned add-transaction flow — log an expense in seconds; date, notes and tags tuck away until you need them. • Voice input everywhere — dictate transactions, ask the AI coach, and now search your history by voice. • Clearer Budget screen with a plain-language score summary and streaks. • Log-first onboarding — start tracking immediately; set up accounts when you're ready. • Sharper contrast and accessibility improvements across the app.
MoreUnlimited AI messages, receipt scans, model selection
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Artha Link is specifically built for India, understanding UPI transactions and recognizing local merchants like Swiggy and Zomato. It tracks finances in lakhs and crores, speaking your financial language.
The app is designed around manual entry. By requiring you to input each expense, it creates a pause that helps you become more aware of your spending habits, leading to potential changes in behavior.
Yes, Artha Link offers comprehensive debt tracking for 9 different types, including bank loans, gold loans, and BNPL. It provides EMI schedules, payment history, and projected payoff dates.
Artha Link emphasizes user data privacy, stating 'No ads. No data harvesting. No advertising profiles.' It is also compliant with India's DPDP Act 2023 and offers cloud sync and offline mode for data control.
No, Artha Link is ad-free. The developers explicitly state that there are no advertisements within the application, ensuring an uninterrupted user experience.
Artha Link is available for iOS devices, including iPhone, iPad, and iPod. It features a beautiful iOS experience with native gestures and smooth animations.
The app was last updated on March 31, 2026, with version 1.1.0. This indicates a recent update, suggesting ongoing development and support.
Artha Link offers a 'Artha Pro' subscription at $4.99 per month. This premium tier likely unlocks additional features or removes limitations present in the free version.