Find out if you're ahead or behind financially — for your age.
Most finance apps just show your balance. Ascend shows you what it actually means for someone your age. Enter your birthdate and instantly get your Wealth Age — a unique score that reveals whether you're financially older or younger than your years.
No other app does this. Ascend is built specifically for young Australians who want to know where they really stand and what it takes to get ahead.
YOUR WEALTH AGE
Ascend compares your net worth against real Australian benchmarks for your exact age. If you're 24 with the net worth of a typical 28-year-old, your Wealth Age is 28. It's a simple, powerful number that tells you more than any balance ever could.
SEE WHERE YOU RANK
Find out your percentile among Australians your age. Are you in the top 25%? Top 10%? Ascend shows you exactly where you sit — and what it would take to reach the next level, with monthly savings targets to get there.
WATCH YOUR WEALTH GROW
Track your net worth year by year with a visual growth chart that starts from the day you sign up. See real progress, not just numbers.
PROJECT YOUR FUTURE
Curious what your money could become? The Future Wealth Projector shows what your current savings and contributions could grow to by ages 40, 50, and 60 using compound interest.
STAY MOTIVATED
Achievement badges: Unlock milestones like First $1K, $10K Saved, and Debt-Free
Levels & XP: Level up as you hit financial goals
Piggy bank goals: Set targets with deadlines and see how much to save each month
Penny the mascot: Get friendly, personalised tips based on your situation
BUILT ON REAL DATA
Benchmarks are based on the Australian Bureau of Statistics Household Income and Wealth Survey 2019-20 and the UBS Global Wealth Report 2024, interpolated by age for individual Australians including superannuation. Not guesses — real published data.
YOUR DATA STAYS PRIVATE
All financial data is stored locally on your device. We never see your balances or connect to your bank. You're always in control.
ASCEND PREMIUM
Track up to 3 assets, 3 liabilities, and 3 goals for free. Upgrade to Premium for unlimited tracking and an ad-free experience.
Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage subscriptions in your Apple ID account settings.
Ascend is not financial advice. Benchmarks are approximate estimates for general guidance only.
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