Best apps like atone (アトネ) - カードがいらない後払い

Whether you want more options like atone (アトネ) or a completely different take on the same concept, our curated list of 8+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to atone (アトネ)

Paidy by Paidy Inc.

あと払いペイディ　メアドと携帯番号だけでお買い物

Editor's Choice

4.4(159K ratings)

FreeAds

Shop now and pay later with just your smartphone. No credit card or pre-registration is needed. Consolidate your purchases into a monthly bill with flexible payment options, including installments at 0% interest for select plans.

足利銀行アプリ by 足利銀行

Strong Contender

4.8(33 ratings)

Free

ウェルスナビで全自動の資産運用を by WealthNavi Inc.

Worth Considering

4.8(17 ratings)

Free

More apps like atone (アトネ)

かながわPay 売上管理

by NetStars Co., Ltd.

Refund processingTransaction history searchDeposit confirmation

This app allows participating stores in the Kanagawa Prefecture cashless payment initiative to manage their sales data. It facilitates refund processing, transaction history searches, and confirmation of deposits. Log in with your provided credentials to access the management dashboard.

(0)

free

Shift Pay Calc: Wage Tracker

Part Time Job Hours & Salary

Calendar-based shift loggingAutomatic pay calculationNight shift premium support

Easily track your work shifts and automatically calculate your wages. This app helps hourly and part-time workers manage their schedules, earnings, and payday reminders with intuitive calendar-based logging and smart defaults.

free with in-app purchases

(0)

Nudge Card - credit card

初めてのクレカに、わくわくと安心を。

Apply for Nudge CardCheck spending detailsSelect and get club benefits

This app allows you to apply for a Visa credit card that supports your favorite artists, organizations, or works. Earn exclusive club benefits with everyday purchases. Basic use is free, with flexible repayment options.

(2)

free

dスマホローン　ドコモのアプリローンでキャッシング・お借入れ

by 株式会社NTTドコモ

Smartphone-based application and contractPreferential interest rates based on service usageTransfer to payment balance or bank account

This service offers a smartphone-based loan application and management process. Users can apply using their existing account and may receive preferential interest rates based on their service usage. Funds can be transferred directly to a payment balance or a bank account.

free with in-app purchases

(8.1K)