BA Financial Calculator Plus

BA Financial Calculator Plus

TVM, NPV, Loan, ROI Calculator

145 ratings
18 reviews
Free
In-App Purchases

Price history


Details

  • Released
  • Updated
  • September 10, 2016
  • October 7, 2026
BA Financial Calculator Plus screenshot #1 for iPhone
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BA Financial Calculator Plus screenshot #10 for iPhone
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About

This app offers a comprehensive suite of financial calculators, including TVM, NPV, and ROI, with detailed explanations, formulas, and examples. It provides data visualization, reports, and AI-powered insights for complex financial calculations, all while prioritizing on-device processing for privacy.

✓Financial calculators with descriptions, formulas, and examples
✓Time Value of Money (TVM) calculations
✓Net Present Value (NPV) and Internal Rate of Return (IRR)
✓Return on Investment (ROI) analysis
✓AI-powered explanations for financial insights
✓Data visualization and calculation reports
✓On-device processing for privacy
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What's New in BA Financial Calculator Plus

1.4.1

October 7, 2026

BA Financial Calculator Plus is now ready for iPhone Duo.

3

Subscriptions & In-App Purchases

BA Financial Yearly

Yearly subscription for BA Financial Calculator Plus

$14.991 Year
How to cancel BA Financial Calculator Plus subscription ⁉️

User reviews

Not whats advertised!!!

I purchased this app. Was charged $43.00. That’s not what’s advertised And the manuals are not included. You receive an error message

Response from developer

Hi, we’re sorry the app didn’t meet your expectations. Could you tell us what you expected from the App Store listing and which features or content you couldn’t find in the app? We’d also like to investigate the error you encountered when accessing the instructions. Please email us at support@rayinformatics.com with those details and a screenshot of the error so we can help.

Such a Great Tool

Easy to use always on hand. Explains how results are calculated

Response from developer

Thank you so much for the great review! We're thrilled to hear that you find the tool easy to use and that the explanation of results is helpful for you.

Fake app

Don’t waste money…I lost money

Response from developer

Hi, sorry to hear that. BA Financial Calculator Plus is a real, actively maintained financial calculator; the core calculators are free and Pro only adds reports and AI analysis. If something didn't work as expected after your purchase, email us at support@rayinformatics.com and we'll help.

Free app is not true

I just need a financial calculator for my class and half of these apps just either don’t work or is behind a paywall. Just a scam honestly.

Response from developer

Hi, thanks for the feedback. All the calculators you'd need for a finance class — TVM, NPV/IRR, bonds, amortization and more — are free, along with the formulas and worked examples. Pro is optional and only adds saved reports and AI explanations. If a specific calculator wasn't working for you, tell us which one at support@rayinformatics.com and we'll fix it.

BA Financial Calculator

A very good calculator it has many features.

Response from developer

Thank you for your nice review

Developer apps

FAQ

What financial calculations can BA Financial Calculator Plus perform?

BA Financial Calculator Plus offers a wide range of calculations including Time Value of Money (TVM), Net Present Value (NPV), Internal Rate of Return (IRR), Return on Investment (ROI), Bond Valuation, Capital Asset Pricing Model (CAPM), Weighted Average Cost of Capital (WACC), Stock Valuation, and Black Scholes Stock Option (BSM).

Does BA Financial Calculator Plus offer any learning resources?

Yes, each calculator within BA Financial Calculator Plus comes with a description, relevant formulas, and practical examples to help users understand financial concepts and their applications.

How does the AI explanation feature work in BA Financial Calculator Plus?

The AI Explanations feature transforms complex calculations like TVM, NPV, and ROI into clear, human-readable insights. This feature runs on-device using Apple Foundation Models, ensuring speed and enhanced privacy.

Can I generate and share reports with BA Financial Calculator Plus?

Yes, the app allows you to generate calculation reports, save them, and send them via email. You can also analyze and reorganize these reports for better financial management.

What is the subscription model for BA Financial Calculator Plus?

BA Financial Calculator Plus offers an optional 'Ba Financial Pro Yearly' subscription for $6.99 per year, unlocking full creative control. The app is free to download and use with basic features.

On which devices can I use BA Financial Calculator Plus?

BA Financial Calculator Plus is available on Mac, iPhone, and iPad, making it accessible across your Apple ecosystem for financial planning and analysis.

How often is BA Financial Calculator Plus updated?

The app was last updated on December 30, 2025, with version 1.3.3. This indicates a commitment to ongoing development and feature enhancements.

What is the user sentiment for BA Financial Calculator Plus?

BA Financial Calculator Plus has a strong user rating of 4.5 stars based on 133 ratings, suggesting a generally positive user experience and satisfaction with its features.