Balance Guide: Bills Forecast

Most Recent Highest Rated Lowest Rated

$2.99

Details

Released
Updated
Version
Compatibility
Age Rating
Monetization
Size
Devices
Data updated
Languages

April 14, 2011
January 21, 2026
1.9.54
iOS 12.0+
4+
free
30.64MB
iPhone, iPod
20 hours ago
American English

Features

macOS Compatibility

Developer

Mindwarp Consultancy Ltd

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📊no. 194

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⭐82

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About

This app helps you manage your money by tracking expenses, forecasting bills, and visualizing your financial status. It offers features like multiple account management, recurring transactions, and customizable categories to simplify budgeting and financial planning.

✓Multiple account management

✓Recurring transaction setup

✓Visual financial overview

✓Customizable expense categories

✓PIN security

✓Instant balance corrections

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What users say

Summarized from real user reviews of Balance Guide. Based on 15 reviews and a 4.5/5 average, it highlights the 356 positives and 120 negatives reviewers mention most about this Finance app.

Positive things

👍Easy to use interface
📈Excellent forecasting capabilities
🧮Manages multiple accounts
💰Helps control finances
📊Clear graphs and visualizations
🚀Efficient for budgeting
✅Reliable and stable
💡Simple yet effective
🔒Good for tracking spending
✅Useful for planning ahead
💯Highly recommended
✅Good for contract workers
✅Stops forgetting bills
✅Great for personal finances
✅Intuitive design
✅Helpful tutorial
✅Good value for price
✅Syncs accounts
✅Great for tight budgets
✅Quick updates for bugs
✅Good for short-term planning
✅Saves money
✅Manages multiple accounts
✅Easy to set up
✅Stress-free control
✅Syncs transfers between accounts
✅Good for paycheck-to-paycheck
✅Useful for estimating balance
✅Not bloated with features
✅Easy to edit/delete entries
✅Customizable
✅Great for organizing finances
✅Good for seeing breakdown of spending
✅Helpful for seeing upcoming deposits/bills
✅Good for seeing financial status
✅Good for seeing how much is left
✅Good for seeing current and future balances
✅Simple to enter bills
✅Good for seeing month ahead
✅Good for seeing how rich or poor you'll be
✅Allows transfers across accounts
✅Can view graphs
✅Budgeting up to two years in advance
✅Tracking several different accounts
✅Fantastic tool
✅Best budget app
✅Fantastic app for regular finances
✅Just what I needed
✅Enables on-the-go finance tracking
✅Logical and flexible
✅Does everything needed for day-to-day budgeting
✅Basic and very easy to use
✅Can set up multiple accounts
✅See how rich or poor you'll be in the future
✅Highly recommended
✅Easy to use once set up
✅Love seeing account balance against each transaction
✅Great app
✅Would be even better if...
✅Still works a treat
✅Most used app
✅Invaluable for budgeting
✅Extremely useful ability to add several accounts
✅Perfect app and good displays
✅Finally managed to control cash flow forecast
✅Amazing app
✅Really helps see the month ahead
✅Great for checking future balances
✅Best app found for tracking multiple accounts
✅Excellent app to track money and budget
✅Has everything needed
✅Easy to use and great use of graphs
✅Great little app
✅Using this all the time to keep personal finances under control
✅Best app on phone
✅Manage accounts to the last penny
✅Never saved so much money
✅Very useful app
✅Handy for reminding what's coming out
✅Entering bills is simple
✅Fantastic for contract workers
✅Project forward months
✅Helps sleep better
✅Does just what was looked for
✅Track and forecast balance in an account
✅Awesome app
✅Best app in the business
✅Still the best for managing finances
✅Great update
✅Hats off to the developer
✅Stops forgetting bills
✅Really helps stop forgetting bills
✅Can see when bills will come out
✅Can see what balance will be
✅Pretty good
✅Great app
✅Find it really useful to keep track of stuff
✅Nice to be able to backup stuff
✅Essential
✅Great app
✅Helps keep on track with where money is going
✅Love the graphs
✅Great app
✅Easy to use and great forecasting tools
✅Simple to type in account balance
✅Easily see financial forecast
✅Fabulous
✅Best thing to forecast spending
✅Brilliant
✅Keeps organized and confident
✅Impressively simple to use
✅Excellent finance control app
✅Great finance app for multi account control
✅Easy to setup regular payments
✅See current & future expected balances
✅Great app
✅Best personal finance app out there
✅It's just what I used to do in Excel
✅Even better because payments repeat automatically
✅Forecast goes on forever
✅Love it
✅Future balance guide is great
✅Good overall
✅Tells me what bank balance will be
✅When unsure of balance, this app tells me
✅Excellent
✅Really great app
✅Especially the future forecast part
✅Default setting for future forecast should always be today's date
✅Good app
✅Very good and easy app to use
✅Would recommend to anyone
✅Great for budgeting
✅Really handy for budgeting
✅Helps track weekly spends
✅Makes sure not to spend what can't be afforded
✅Faultless
✅Does what it says on the tin
✅Been using this for ages
✅Great app
✅Great finance app
✅Love the interface
✅Everything is clear and concise
✅Especially with the tutorial
✅Definitely worth a try for the price
✅A keeper
✅Great app
✅Use this app daily to track account
✅Onboarding tutorial was extremely helpful
✅Charts are gorgeous
✅The best app ever
✅More confident about having enough money for a big purchase
✅So simple to use
✅Brilliant
✅Practical but needs small tweaks
✅Nice visual representations to follow budget
✅Useful tracking app
✅Good option
✅Lots of different data visualizations
✅Still remaining simple and straightforward
✅Recommended
✅Best App for monitoring spending
✅Great app
✅Allows entering opening balance, recurring transactions, and general daily spends
✅See at a glance how much should be left on any given day
✅Allows checking how much is in hand before next pay day
✅Decide if can afford to spend now or not
✅Likely to need to add funds before salary next comes
✅Reported a small glitch and it was resolved quickly
✅Well done to the team
✅Keep up the good work
✅Great app for balance and forecasting
✅This app is great
✅Does everything previous app did and then some
✅Will not be disappointed
✅Graphs are great to see breakdown
✅Able to see how much is being spent in different areas
✅Very customizable
✅Great app
✅So easy to use
✅Unlike most other money apps
✅Does exactly what you want it to
✅Can store more than one account
✅Used to be great
✅Dee
✅Great app
✅Can see at a glance finance situation
✅Awesome
✅Great app
✅Really helps keep all finances in order
✅Thanks to the creator
✅Bank balance on track
✅Within minutes had put all incomes and outgoings
✅Tells what financial balances are now
✅Use it everyday to track bank balance
✅Total awesome great app
✅Used to be great
✅Loved this app
✅Prior to this would have given 5 star rating
✅Perfect finance app for needs
✅Simple but effective finance app
✅Not bloated with too many needless features
✅Features that can benefit from
✅Can see at a glance how much money right through to next payday
✅Can plan budget accordingly
✅Almost Perfect
✅Great app
✅Really useful app
✅Great App
✅Like the appearance of upcoming deposits and bills show in Forecast Screen
✅Very easy to edit or delete entries
✅Perfect for personal use
✅Perfect for tracking spending and short term planning
✅Simple to use
✅Much better and much quicker since update
✅Can't recommend enough to anyone that wants to plan ahead and keep control of finances
✅Money organiser
✅Easy to use, quick and helpful
✅Keeping track of spending and planning monthly budgets
✅Very handy
✅Very useful way of keeping track of expenses and income
✅Saving made easy
✅Great App easy to use
✅Great incentive to save
✅Love it
✅Excellent
✅Great product
✅Highly recommended
✅Easy to use and very intuitive
✅Ability to manage multiple accounts
✅Extremely useful features
✅Don't know why you would use any other similar app
✅Has everything you will need
✅Easy to use
✅Great app
✅Very pleased
✅Great app
✅Very helpful keeping track of expenses
✅Great
✅Great app to have
✅Keep track of payments and how much you have left at end of month
✅Top notch
✅Perfect app for me
✅Use it all the time
✅Spend 5 mins reading tutorial and it's very easy to use
✅Nice quick budge app
✅Like the variable month end and nice interface
✅Great app
✅Very useful app
✅Simple to use
✅Keep track of spending
✅Allow for future spending as well
✅Really good app
✅Simple to use
✅Facilitates multiple accounts
✅Best app found for keeping track of finances
✅Would recommend it
✅Good price
✅Great app
✅Easy to use
✅Really helps stop spending and wasting money
✅Balance guide
✅5 star
✅Fab app
✅Great app
✅Keeps you in check with balance at all times
✅Helping you stay on track and out of the red
✅Great App
✅Excellent easy to use and truly useful app
✅Wouldn't be without it
✅Works great
✅Lets you look ahead to see what will happen with balance
✅Awesome tool
✅Easy to use - a must have App
✅Tried lots of different financial apps
✅This one is the one
✅Amazingly easy to set up
✅Well worth taking time to set up with all regular direct debits
✅Set up for accounts
✅Gives easy way to see where you are today
✅See how you will be financially at any date in the future
✅Set all spending with different types of spending
✅Helps you see where you can cut down on what you spend
✅Worth every penny
✅Simple to use, stress free way to take control of finances
✅Looking for app to take control of finances
✅Every one tried requires loads of time submitting information
✅Totally unrealistic for someone with busy life
✅This app is different
✅Once set up regular bills and salary, requires virtually no time
✅Easy to see at a glance if going to go overdrawn
✅Really simple user friendly interface
✅Pleasure to use
✅Fantastic little app
✅Give it a try
✅Balance guide
✅Awesome app
✅Love how can transfer between accounts
✅All sync with each other
✅Don't have to go to checking & record what to save and then go savings and put it in there
✅Would give 10 stars if could
✅Good so far, but...
✅Like the forecast feature
✅Don't know why more apps don't have it
✅Good for people that live paycheck to paycheck
✅Missing bimonthly option for income and expenses
✅Missing ability to import
✅Doesn't Work!!!
✅Downloaded today and it does not work
✅Tap on icon, splash screen appears, and app closes
✅Want a refund
✅Only tracks one account
✅Paid for this on back of great reviews
✅Realised it only tracks one account
✅If have current account and credit card, only able to track one
✅Contacted developer over a month ago
✅Apparently something being worked on but no update yet
✅Once multiple accounts are available it'll probably be a pretty good app
✅Until then it's useless
✅Buggy
✅Installed version 1.4
✅Organisation obviously doesn't test data accuracy
✅Only thing wanted is data accuracy
✅Type in costs like $2312, go back later and it is $2
✅Only happens some times
✅Can't trust any of the costs
✅Similar problem with dates and recurrances
✅Forecast is totally pointless if data is wrong
✅Doesn't matter how well graphs look or how slick app is overall
✅Excellent. V impressed
✅Shopped around for app to help after bank withdrew overdraft
✅Have to keep daily eye on household account balance
✅Don't like idea of real bank account details on mobile device
✅Looks like it'll do just what is needed
✅Alarm every time got a direct debit going out would be welcome upgrade
✅Very useful program
✅Great program which is used routinely to estimate balance before next pay
✅Have used Quicken, Moneydance and MYOB
✅Highly recommend this app instead
✅App is great except one bug
✅App is great especially with graphs
✅Just one bug that needs fixing
✅When sent date it chooses the day after
✅For instance choose July 16 in date chooser and it automatically shows July 17
✅Fix it and app will be five stars
✅Brilliant
✅Been looking for app like this for ages
✅Perfect way to track finances on the go
✅Without needing degree in accounting to understand app
✅Has all functions needed
✅Without overcomplicating it
✅Losing user friendly nature
✅Plus really nice clear screens
✅Love the colours
✅Sleek and easy to read
✅Highly recommend

Negative things

🐛Forecast graph needs EOD Balance
🐛No confidentiality statement for support
🐛Cannot change payments in forecast based on budget/wages
🐛Cannot list all months events, only from today
🐛Balance goes mad since Jan 19
🐛Change of year blip
🐛Reoccurring transactions change notification needed
🐛Notification before planned transaction overdue needed
🐛Option for part payment needed
🐛No semi-monthly recurrence option
🐛Months with 5 weeks are problematic
🐛Useless without recurrence option for how most people get paid
🐛Would like to import transactions via csv
🐛Lacks summary list of accounts with balances
🐛Does not sync between installs
🐛Sync feature would allow wife and I to instantly view financial status
🐛End date selector off screen on iPhone 4s
🐛Future balance graph not zoomable in portrait
🐛Needs improvements
🐛Manually change transaction amounts in forecasting needed
🐛Way to clear out what has and has not been paid yet needed
🐛Default setting for future forecast should always be today's date
🐛UI should keep all screens vertical
🐛Not sure when to use social media stuff
🐛New version won't let correct balance
🐛Lost half of stuff in new version
🐛Useless now because it doesn't work
🐛Forecasts only based on individual account
🐛Missing multi currency
🐛Buggy
🐛Data accuracy issues
🐛Randomly changes cost amounts
🐛Similar problem with dates and recurrences
🐛Forecast pointless if data is wrong
🐛Bug: date chooser chooses day after selected date
🐛Only tracks one account
🐛No update for multiple accounts for over a month
🐛Missing bimonthly option
🐛Missing ability to import
🐛Does not sync between installs
🐛Forecast graph needs EOD Balance
🐛No confidentiality statement for support
🐛Cannot change payments in forecast based on budget/wages
🐛Cannot list all months events, only from today
🐛Balance goes mad since Jan 19
🐛Change of year blip
🐛Reoccurring transactions change notification needed
🐛Notification before planned transaction overdue needed
🐛Option for part payment needed
🐛No semi-monthly recurrence option
🐛Months with 5 weeks are problematic
🐛Useless without recurrence option for how most people get paid
🐛Would like to import transactions via csv
🐛Lacks summary list of accounts with balances
🐛Does not sync between installs
🐛Sync feature would allow wife and I to instantly view financial status
🐛End date selector off screen on iPhone 4s
🐛Future balance graph not zoomable in portrait
🐛Needs improvements
🐛Manually change transaction amounts in forecasting needed
🐛Way to clear out what has and has not been paid yet needed
🐛Default setting for future forecast should always be today's date
🐛UI should keep all screens vertical
🐛Not sure when to use social media stuff
🐛New version won't let correct balance
🐛Lost half of stuff in new version
🐛Useless now because it doesn't work
🐛Forecasts only based on individual account
🐛Missing multi currency
🐛Buggy
🐛Data accuracy issues
🐛Randomly changes cost amounts
🐛Similar problem with dates and recurrences
🐛Forecast pointless if data is wrong
🐛Bug: date chooser chooses day after selected date
🐛Only tracks one account
🐛No update for multiple accounts for over a month
🐛Missing bimonthly option
🐛Missing ability to import
🐛Does not sync between installs
🐛Forecast graph needs EOD Balance
🐛No confidentiality statement for support
🐛Cannot change payments in forecast based on budget/wages
🐛Cannot list all months events, only from today
🐛Balance goes mad since Jan 19
🐛Change of year blip
🐛Reoccurring transactions change notification needed
🐛Notification before planned transaction overdue needed
🐛Option for part payment needed
🐛No semi-monthly recurrence option
🐛Months with 5 weeks are problematic
🐛Useless without recurrence option for how most people get paid
🐛Would like to import transactions via csv
🐛Lacks summary list of accounts with balances
🐛Does not sync between installs
🐛Sync feature would allow wife and I to instantly view financial status
🐛End date selector off screen on iPhone 4s
🐛Future balance graph not zoomable in portrait
🐛Needs improvements
🐛Manually change transaction amounts in forecasting needed
🐛Way to clear out what has and has not been paid yet needed
🐛Default setting for future forecast should always be today's date
🐛UI should keep all screens vertical
🐛Not sure when to use social media stuff
🐛New version won't let correct balance
🐛Lost half of stuff in new version
🐛Useless now because it doesn't work
🐛Forecasts only based on individual account
🐛Missing multi currency
🐛Buggy
🐛Data accuracy issues
🐛Randomly changes cost amounts
🐛Similar problem with dates and recurrences
🐛Forecast pointless if data is wrong
🐛Bug: date chooser chooses day after selected date
🐛Only tracks one account
🐛No update for multiple accounts for over a month
🐛Missing bimonthly option
🐛Missing ability to import
🐛Does not sync between installs

See all reviews

What's New in Balance Guide

1.9.54

January 21, 2026

Bug fix for filter popup buttons not being visible on older iOS versions.

Charts

Top Paid

📊 194

Finance

The app has maintained its position at 194 recently.

Last updated on July 29, 2026.

User reviews

Great app!

This is a fantastic tool for budgeting up to two years in advance and for tracking several different accounts. I don’t know what I would have done without it! Would give this 10 stars if I could!!

App review2222

a year ago

Best app

This is by far the best budget app alllows multiple accounts - highly recommend

Fridal

4 years ago

Would Recommend - Minor Adjustment Needed

This is a fantastic app and does the job nicely for keeping track of regular finances. There is a requirement, which I have brought to the Developers attention, whereby the Forecast Graph needs to report on the EOD Balance (days income-outgoing) instead of the Start Balance. Also, it would be good to have a confidentiality statement for when you are requesting support. Aside from that, this app is just what I needed and enables me to keep track of my finances on the go without having to worry about frequent updates of “the books”. If the app considered the above, it would have been 5 stars hands down. Well done!

nicknakese

5 years ago

Thank you

Great app! Easy to use! Logical and flexible! Does everything I need for day to day budgetting.
Thank you!

Deck Star

6 years ago

Bal guide

Basic, very easy to use, can set up multiple accounts make transfers across accounts. Can view graphs if that’s what floats your boat and even see how rich or poor you’ll be in the future, all for less than two quid. Highly recommended.

frugal jannet

7 years ago

See 77 more reviews

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by Mindwarp Consultancy Ltd

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